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    • Different statements. One has “at 59 mph overtaking on the approach” and the other “it was overtaking on the approach and in ....... at 49 mph”. So not the same statement (same ethos, different sentence structure).   perhaps they chose that site for the officer because it is an accident hotspot, and they know people do dodgy overtakes (while speeding) there .....??  
    • Hi.   I've moved your thread to the Bailiffs forum. People should be along to advise later.   HB
    • So a little update;   Of the 6 letters I sent 3 were acknowledged. One accepting £1/month for now and two from the same creditor trading under different names asking for full I&E which I haven't done.   In a moment of madness I managed to depsoit 5k to a gambling site I didn't have due to paypal's crazy policy of allowing payments which are to be collected by direct debit after a couple of days to gambling sites! Mad they allow this but this will show as a negative paypal balance (in a different account to the original "debt"). The first paypal -£5k account has been closed and passed to a DCA now. I have ignored them.   My council has appeared to have stepped up their collection efforts for £2.5k in alleged housing benefit overpayment from 2015/16. I have acknowledged their letters over the past 3 years each time by email but they rarely respond to my pleas. I truly think if there was overpayment then it was for less than half the amount they claim. At the time I didn't think I was being overpaid because I wasn't really working but I had stopped claiming JSA/ESA (and told them as much) but earned a couple of hundred pounds a month from sporadic work.   Also what I thought was a dormant debt from 2016 to Halifax has been actually sold ( to caboot? I think. Hard to keep track of everyone)   I've been getting phone calls daily but ignoring them for the most part. I did request all communication in writing in my original letters.   I feel incapable of dealing with these creditors and whilst initially I was feeling that I would be happy to just ignore all the letters (arreas, defaults and the like) and phone calls for an indefinite amount of time and  hope to make it 6 years to statute barred-ness and accept or defend any CCJ attempts that did arrive. I figured that avoiding these creditors for 3 months so far is 5% of the way there to statute barred! But I figre for these fairly sizeable amounts they probably won't all let it go and I will get some CCJ docs (never had to deal with that) However now my mood and thinking has changed.    I am looking again at insolvency. I'm over the DRO limit now so its BR or nothing. I was wondering why you said to not consider this and it would be stupid @dx100uk? Although shirking my debts/responsibilities it does seem like an "easy" way out at the moment. It would be so nice to know that what's done is done and to be able to draw a line in the sand and start again in a year or so and not have to avoid creditors or worry about what's coming next...   It certainly would help the environment what with the amount of letters that are arriving already(!) considering the first payment I missed was october/november (excluding the old halifax and council debts). I am exordinately stressed about it now even though I thought I would be already . Any advice would be great if it was to get my head out of the sand and contact people/do the ignoring thing and seeing what happens/reasons  to do or not to do bankruptcy for these unsecured debts?   Thanks      
    • Hi everybody   Had a knock on my door and was confronted by either a Bailiff or enforcement agent (not sure about the specific job title). When I opened the door he stuck his foot in so I couldn't close the door. I was video taping him so I took a few steps backward (to get him in shot) and he just fully entered the property despite me saying that I was denying him entry and he refused to leave thereafter.   Turns out that he was there to collect a court issued fine. I think from a Magistrates Court. He worked for this outfit:   www.marstonholdings.co.uk   The reason for the fine was something to do with "driving without car insurance". Now I had a cheap car a few years ago but it broke down and would cost more to fix than it was actually worth. So I sold the car for scrap and cancelled the insurance. Turns out you have to inform the DVLA when you scrap a car and them that it is no longer on the road (I was unaware). So this was the circumstances of the visit.   My question is did he have the lawful right to enter the property? I always thought these people were like vampires i.e. they can only come in if you invite them in.   tia Bear  
    • oppss again then if its the same person.   knows the road well so should know what the speeds are and where they apply..      
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Hi-a company has essentially not paid £300 of mine. I recently sent a final demand letter via tracked post and i can see that it was not sign for at the other end, it is actually being sent back to me. They are also not responding to emails although they were responding before.

 

Can someone please tell me how i would go about suing the company.

 

thanks!

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You could start off by telling us their name and where did they used to be.

 

What kind of business were they in?

 

If you can find them then you could think about issuing a claim but of course issuing claim is one thing, enforcing the judgement that you get is another. If they move on again or if they have no assets then it might not be worth it.


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You could start off by telling us their name and where did they used to be.

 

What kind of business were they in?

 

If you can find them then you could think about issuing a claim but of course issuing claim is one thing, enforcing the judgement that you get is another. If they move on again or if they have no assets then it might not be worth it.

 

They still exist.

 

Name-Neon Management Ltd

A talent management agency (manage people on TV etc)

They have an address etc on the website.

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Check the Companies House website and issue the Court papers at their registered head office.

 

As has been mentioned though, enforcing any judgment is a different matter.

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Check the Companies House website and issue the Court papers at their registered head office.

 

As has been mentioned though, enforcing any judgment is a different matter.

 

good point, i should have sent it to the registered address-which is different!

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am i able to edit the company name out of the post above? mods?

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Why?


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Just rather not make public info that I don't need to.

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All anonymous here, wont make the slightest difference.


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It will if I'm the only one suing them with the circumstances above

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mods?

 

What is your question please?

 

HB


Illegitimi non carborundum

 

 

 

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Think he wants the name Neon Management Ltd deleted from his post.

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what for makes no difference - get on with the claim


:mad2::-x:jaw::sad:

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Think he wants the name Neon Management Ltd deleted from his post.

 

correct

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correct

 

My opinion is it won't make no difference to your claim but having said that, admin might consider your wishes.

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As mentioned above, does this exist?

 

I paid for a celeb to do some promoting for me,

they didnt do it right

 

then a bunch of other things happened

which meant that now doing a promo with them was useless and potentially damaging.

 

i asked for a refund.

they will not provide a refund.

 

i paid for the promo in advance on the 1st of march and asked for a refund on the 15th after a load of emails back and forth getting the promo done/trying to get them to act reasonably.

 

i sent a final demand via snail mail (recorded) after they ignored quite a few emails in which i was requesting a refund, the response to the final demand said

"we did our job, no refund".

 

any help is greatly appreciated!

 

Thanks

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We would need to know a lot more detail.

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ok, what sort of detail is required?

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cra covers services as well as goods

it was within 14 days you don't need a reason for a full refund as such

 

 

if it was within 30 days give a reason


please don't hit Quote...just type we know what we said earlier..

 

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ok does the countdown of the days begin when services are delivered? or upon payment?

 

i guess after payment, i asked for a refund on the 14th day? does the countdown start the day after payment of service are received? or the same day?

 

and do you know where in the CRA i can find the bit about the number of days etc

 

thanks!

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when you get the goods the clock starts.


please don't hit Quote...just type we know what we said earlier..

 

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ok, its not goods though, it was a service-is the same still true?

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Would CRA apply? Paying a celeb to do promotional work does not sound like a consumer contract.

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