Jump to content


Blemain Finance reclaiming **WON**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1403 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there.

I want some advice on what to do next and will start from the very beginning so that I have all the details in the right order.

 

Over a month ago my Dad and myself worked with companies that can help you claim back PPI,

we went with different companies and never heard anything back.

 

I only have a credit card but my Dad and my Mum (who has passsed on) had a lot of loans and a mortgage about 17 years ago.

 

This was cleared off in 2009 and the loan was with Blemain Finance.

 

my Dad had a lot more than me.

Unfortunately about 3 weeks ago my Dad had an accident which required him to be in hospital for just under 3 weeks

 

about a week into his time in hospital my sister got a letter that was addressed to my Dad but it was her address on the letter and she said in this letter there was a lot of charges and money owed back to my Dad.

 

One was over £200 and then there was another sum of over £300 so altogether it was over £500.

 

I mentioned the name Blemain Finance because for years I know my parents paid them for the loan they had for the mortgage, it's the first name that came to mind and my sister said yes.

Unfortunately my sister cannot find that letter now but is still looking to try and find it.

 

I don't want my Dad to lose out on this letter

I called the PPI company that was in charge of his claim and they said they knew nothing about it,

they had heard no word from anyone and they actually never contacted Blemain Finance so they can't explain it at all.

 

They just advised to wait and perhaps another letter would be sent out and whatever letter or offer was sent would be sent to my Dad, they said they wouldn't know about any kind of offer that was offered.

 

I then asked for advice on another forum and a kind member of that forum directed me to here because I have no way of contacting Blemain Finance directly and I can see on this forum that other people are having this same trouble too.

 

I can only go from memory,

I'm sure the Bank of Scotland/Halifax were involved in the mortgage too,

I think in 2009 a good 18,000 was owed and paid to them.

 

My parents sold their house and I know that £18,000 was paid to clear the debt with Blemain Finance.

 

I've no idea what was paid over the years.

My Dad says it was a good 17 years all in.

 

Can anyone advise me on the best steps to take from now on?

My sister did say yes it said Blemain Finance on the letter but obviously I never seen the actual letter, it could have been another company acting on their behalf.

 

Also bare in mind that the debt was cleared in 2009,

the £18,000 was paid but I've no idea the total paid for all those years prior

 

The offer was over £500 but with all that money paid to them and some of the horror stories I've read on here I can't help but feel that there could be a lot more owed to my Dad.

 

What would be the best course of action for my Dad to take to not only see about the £500+ owed but to see if that sum is actually right and if more money is owed to him.

 

If anyone can give me advice on what to do and how to do it I would be very grateful.

 

The only thing I can't explain is how the letter was sent to my sister's address.

What can we do to not only contact them but to see if over those 17 years and what my parent's paid and if there is anything owed back to my Dad? Thanks :)

Edited by scottishbloke17
Link to post
Share on other sites
  • Replies 114
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Sar blemain

 

Would have been a second mortgage or a secured loan

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

It says on that page the SAR always goes to the original creditor

but I can't get a contact address for Blemain Finance

and I don't know how other people have contact with them.

 

 

How would I find out what the correct contact details for Blemain Finance are in 2017?

Link to post
Share on other sites

Blemain changed its name about a year ago its now called Together Finance

the address is Lake View, Lakeside, Cheadle, Cheshire SK8 3GW.

 

you need to look carefully at the charges and fees that they most definitely will have added.

 

 

Mortgages are usually with their sister company Cheshire Mortgage Corporation,

but with this company anything is possible be carefull with them and don't believe everything they tell you.

Link to post
Share on other sites

Hi there guys,

I've not been able to get online the past few days hence not replying.

 

Can you give me some more help please?

 

Do I mention Blemain Finance at all on the address on the envelope or the letter or is it just

 

Together Finance

Lake View

Lakeside

Cheadle

Cheshire

SK8 3GW

 

Is the £10 Postal Order I include to be blank and not signed by my Dad?

 

When my Dad had dealings with Blemain Finance it was at our previous address.

 

Where in the SAR would I mention that and how would I word that?

Thanks!

 

Also the Council Tax letter my Dad has, would it be the original letter sent along with the SAR or would it be a photocopy?

 

And it says on the SAR help page that if you have to SAR a DCA to send a blank postal order but what would I do with Blemain Finance if they are now Together Money?

 

Do I send a postal order?

 

Does my Dad sign or leave it blank since the company name is different now?

Link to post
Share on other sites

only ever copies

 

its not going to a dca so...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

So he signs the PO.:-D

 

Do i just mention in the letter that we have stayed at a previous address?

We have only been at the current address for 3 years

but I don't know how to word it in the letter

because everything my Dad dealt with with Blemain was all done at the previous address.

 

Also on the SAR template it says account/ref number but we no longer have those details? Do we need them or should I delete that part of the letter?

 

And since we no longer have those details should this part be kept in the letter?

 

Please note that this Subject Access Request is not limited to the account/reference number mentioned above but that number has been provided purely as a starting reference for you.

Edited by scottishbloke17
Link to post
Share on other sites

you send the sar as if its from your dad

 

 

to the address you've been given

simply state in one top line that he was resident at the address

but now lives at ..and include the currect ctax bill copy.

 

 

no need to put any account numbers.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

so you wan them to reply to the old address??

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

No the current one but when you said but it in the top line I didn't know if you meant the very top line where the address goes or in the body of the letter. I will put it in the body of the letter. Will just sending it first class do?

Link to post
Share on other sites

You only need free proof of posting

Can go 2nd class if you wish

 

You can get pop at the counter when you get and put the po in the envelope with the sar

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Scottishbloke17 please make sure you pursue this, they are not an easy company to deal with and will try and either ignore you or fob you off! They don't like paying money back but they do pay up to the ones that are persistent.

  • Confused 1
Link to post
Share on other sites

Will do! Tomorrow morning we will get the PO, he will sign it and will get it posted.

 

 

Do you think there will be a fight on our hands to get any money owed? I'm assuming THEY HAVE to give my Dad those documents. We will be persistant with them.

Link to post
Share on other sites

SAR is a LEGAL REQUEST.

 

 

you sign both the SAR and the PO

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Don't worry about it

Just put banks name

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Where abouts do you put his info?

There is nothing onew the front for you to write and the only info on the back is if you want to make a charitable donation.

Nowhere for my dad to signew.

 

The woman at the post office said you don't sign a postal order but she put the company name on the front of it, there is a small white strip at the bottom of the front and back which says no writings or markings in there. There is space for a name and address at the back but it is for a gift aid declaration.

Link to post
Share on other sites

Yes the PO will be fine unsigned.

Yr dads current address goes top right hand corner and you reference the old address in the first line of the SAR after Dear Sir.

Copy of CTax bill from current address to go with it.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

Link to post
Share on other sites
  • 2 weeks later...

hi there scottishbloke17 )

please make sure you also CLAIM for other refunds such as

undisclosed commision fees and for letters , calls and errors of 50 pound a time for payments 2 days late as they charge even before a wk a payment is late,

 

make sure when you receive the breakdown from together it has all these on which i am writing for you hun )

 

also for computer interest payment wrong

its hard to explain that one

but in court recently someone won on this grounds ok against blemain finance.

 

It is something to do with recalculation

the judge sided with the customer of blemain as blemain blamed their computers.

 

Im sorry i cant remember which case it was,

if you read a lot of blemain cases in court you will find it.

Also this will help you see so many other things you may claim for.

 

goodluck There are many reasons for you to do a claim unless together now re emburse you with out the stress,

sadly my case has been utter hell with blemain so i turned to the court for judge to help.

 

If together are rude

if you have to speak to them by phone,

 

please ask to be put through to customer relations team ok,

 

when dealing with sensitive things you need support and be heard

 

i do wish you well and things be easy for you if no joy do claim court as they will hear you indeed.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...