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    • So this is alleged fraud, rather than a normal debt situation.   Why have UK authorities not been involved, if the person has lived in the UK ?   Perhaps they have tried and got nowhere, so use these interpol red notices to have them detained in a third party country.    I have read online articles that say these interpol notices are being abused by Banks based in UAE.          
    • So nothing to do with deprivation of capital, but bad choices of how they spend benefit monies.   Sounds like they are on a downward spiral to living on the streets and getting into an even worse situation.
    • 4 th time we've merged your threads  for complete history of your story please keeps to one thread
    • @dx100uk @ anyone else interested in Fighting HSBC UK  Staff/department non compliance and incompetence/interference in between HSBC UK and customers.   I wanted to know what you guys had to say about the reply i got from HSBC UK today.    Recap. I originally turned to HSBC UK to be reunited with Money i saved in accounts that where frozen and made dormant during the year 1995.   HSBC UK Teams tell me that HSBC UK only allows them to have access to account records dated back 6 years. there for they do not have the records, can not locate the records i requested for in my SAR. there for HSBC UK teams Ignored my SAR application for records of accounts made frozen and dormant during the year 1995. HSBC then claim if the accounts where closed they will no longer hold records of these accounts and tell that to the ICO. I again explained to HSBC UK and the ICO the records of accounts where left frozen and dormant.   HSBC UK teams continue to tell me over the phone that The records i requested for in my SAR, will not be located or do not exist because HSBC only allows them to have access to records of accounts dated back 6 years.    I returned to HSBC highlighting there is no such provision in the Data Protection Act.   HSBC UK teams today totally ignored my complaint again and confirmed with me they are classing my complaint as wanting to locate accounts that where closed.   Let me know what you think about the  HSBC UK teams response to my last complaint. Is there any other letters i can send them to confirm thay are not correct about what they have done.    The HSBC UK letter starts of by:You've been unable to recover funds you held in HSBC UK Accounts that were closed in 1994 to 1995, and to obtain the account details for the accounts concerned. You've been advised that we only retain records for up to 6 years, but you've been unable to locate any provision for this within the Data Protection Act (DPA). You require a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned. You feel your Subject Access Request (SAR) has been ignored by HSBC UK.   HSBC UK Teams now go on to explain: In respect of you being advised we only retain records for up to 6 years, but having been unable to locate any  provision for this within the Data Protection Act (DPA), I can confirm that under the DPA, we are obliged to only keep records for as long as we deem necessary, in order to effectively manage our data. So, for most cases, this will be for no more than 6 years.   In regards to your request for a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned, I regret that this isn't something that we can provide, as we don't keep records of when individual customer data was destroyed. I'd also like to clarify that if the accounts concerned were closed after becoming dormant, that we would have sent you closing statements at the time.   Lastly, I'm sorry you feel we've ignored your SAR. I want to assure you that we'll always look to accommodate a request for a SAR as best as we can. However, if we're unable to locate the account details and information required, this will mean we're unable to fulfil the request, which has unfortunately been the case on this occasion.   How else do you think i can highlight to HSBC that the teams dealing with My complaint, and request to be reunited with my money is not going to departments that can deal with my demand for services.?  
    • Hi   I have to agree if you have paid off the debt owed to them via this meter and are up to date on your bills  I would look at changing supplier and as said asking new supplier to install a standard meter and look for the best deals for you.
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hallowitch

can a company close down and restart the following day to avoid being taken to court

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If you are self-employed and you are owed money from a company (construction) for an unpaid invoice and you start court proceeding's can they close the company down before it gets to the court date and if they can is their any way of stopping them doing this

 

 

Thanks

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If you are self-employed and you are owed money from a company (construction) for an unpaid invoice and you start court proceeding's can they close the company down before it gets to the court date and if they can is their any way of stopping them doing this

 

 

Thanks

 

Think Companies house have a process for this, where they stop the company being closed down in this way to avoid debts.


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If you have started a legal action then you can inform CH that the company is liquidating to avoid its respionsibilities and that the assest the comapny have shoudl be ringfenced to protect the rights of existing creditors and other interested parties such as yourself. If this is agreed then the director of the company become individually liable so their personal assets may be considereddf to settle any debts.

However, it is bloody difficult to enforce the debt is they do a runner and put everything n the mother's name. You have to be very presistent and these people know all the wrangles so will stretch the matter out and make it too expensive to pursue.

3 decades ago commercial debt was collected in a rather different way that involved cars full of large people and as this is not an acceptable option these days the chancers will continue their games.

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thanks for the reply's its not for me I belong to a FB page for construction workers and it would appear this company is starting to get well known for not paying there are 4/5 on this site alone that are owed money one person being owed 11k

 

 

I have pointed them to this site as they seem to think its going cost about 5k to take him to court (using a solicitor) and they think their is no point because they will just shut down and start again hopefully they will take my advice and Join here

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not very good at research but I've been having a google and I don't think this company has any assets because another firm seems to own all their assets (floating charge )

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This happens everyday.

Open a ltd company, pile up thousand of pounds in debt, then close the company down and reopen next day with a different name.

To prevent closure of a ltd company, the creditor should know that they're closing down and check with companies house, but usually when they get around to do it, the 90 days have passed and the company is defunct.

There are directors who have been doing this for 20/30 years and still get away with it.

Used car dealers are the most prolific.

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before these lads throw good money after bad would anyone be able to read and explain this floating charge to me I have the charge no registered at company's house

 

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before these lads throw good money after bad would anyone be able to read and explain this floating charge to me I have the charge no registered at company's house

 

Thanks

 

https://uk.practicallaw.thomsonreuters.com/0-107-5773?__lrTS=20170419145345838&transitionType=Default&contextData=(sc.Default)&firstPage=true&bhcp=1

 

Seems to be a legal way of avoiding assets being taken.


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I read something like that on another site and that's what I thought but you would think there would be something in the agreement that they must keep their company sound and debt free I did read the agreement but didn't understand it

 

they were know for trying/not paying subbies occasionally before this floating agreement but it looks like in last 2 yrs they just don't give one word is getting around and I believe they are finding it hard to get subbies to do the work but that doesn't help the 5 blokes(the ones that I know of) they shafted or the blokes that don't know its a toss up if they pay you or not

 

Its not as if its a few ££££ 1 bloke owed 11k and another owed 8k so taking a bit hit for these blokes I cant believe they can legally get away with this its shocked me

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Yes, it is shocking.

As a rule of thumb, I only deal with tradesmen without a ltd company and before handing money over I check on the land registry that they are homeowners (£3 cost).

This doesn't give me a cast iron guarantee that they will not run away, but at least if they do I could put a charge on their property via the courts.

With a ltd company you are literally giving money to a ghost entity that can disappear next day and nobody would be responsible for debts.

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Yes, it is shocking.

As a rule of thumb, I only deal with tradesmen without a ltd company and before handing money over I check on the land registry that they are homeowners (£3 cost).

This doesn't give me a cast iron guarantee that they will not run away, but at least if they do I could put a charge on their property via the courts.

With a ltd company you are literally giving money to a ghost entity that can disappear next day and nobody would be responsible for debts.

 

I thought that Trading Standards had brought a few cases to court, where companies were using various ways of avoiding debts in this way ? That there had been some criminal convictions, where directors had basically committed fraud, as they had no intention of paying contractors or supplying services to customers. If you set out to deliberately cause a financial loss to another party and gain as a result, then that surely is fraud.

 

Perhaps the legal bods on CAG might be aware of evidence needed For Trading Standards/Police to at least be interested in investigating.


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I thought that Trading Standards had brought a few cases to court, where companies were using various ways of avoiding debts in this way ? That there had been some criminal convictions, where directors had basically committed fraud, as they had no intention of paying contractors or supplying services to customers. If you set out to deliberately cause a financial loss to another party and gain as a result, then that surely is fraud.

 

Perhaps the legal bods on CAG might be aware of evidence needed For Trading Standards/Police to at least be interested in investigating.

 

All well and good, but the contractors still didn't get their money because these directors are very careful to have no assets in their name.

Who cares that they are convicted?

They still have the money.

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I thought that Trading Standards had brought a few cases to court, where companies were using various ways of avoiding debts in this way ? That there had been some criminal convictions, where directors had basically committed fraud, as they had no intention of paying contractors or supplying services to customers. If you set out to deliberately cause a financial loss to another party and gain as a result, then that surely is fraud.

 

Perhaps the legal bods on CAG might be aware of evidence needed For Trading Standards/Police to at least be interested in investigating.

 

when another bloke posted last night saying that they owe a bloke working beside him 8k I wondered if it was fraud as their seems to be a pattern forming here they all seem to be owing about 8k (one claiming 11k)

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