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Was paying Link for 8yrs on B/card Loan


mystirio
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been Paying a dca for the last 8 yrs for a barclay card loan:-x

 

however with encouragement from this site i said enough is enough

i stopped my direct debit and sent them a CCA

 

today got a reply saying that my direct debit been stopped and to make alternative ways of paying

 

however nothing about the CCA

my plan is to wait and see what comes next:-(:-(

any avice:?:

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Good work

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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As well as PPI, have you looked at reclaiming any penalty charges incurred when you defaulted.

 

Do you still have old account statements that would show such info.

 

:-)

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Thread moved into BC forum.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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  • 1 month later...

While they're in default of the CCA reply, they can take no collection or enforcement activity.

 

You didn't answer the Q's I asked in post #5 - can you answer them both ?

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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  • 2 weeks later...

ho ho how unsurprising that was....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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