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    • Let me throw more oil on while we await Jase's confirmation that the appearance that he was being disingenuous was mistaken.   Does letting people run here in any way whatsoever resolve the issues in that persons own country? and would they allow our destitute skill-less people entry to their country and feed home and support them from their own resources once the people we vote for in corrupt deceitful outside influenced elections have turned our nation into a bled dry, over-crowded, destitute hell-hole of asset stripped poisoned land and starving children, whether through ideological design or ideological incompetence  ?  (ask Priti Patel for starters) ... particularly if there were thousands of children in their own country being fed from food banks?   and does allowing an open door policy to those claiming oppression mean those people will be generous good people who want to join and add to our society? (ask Abu Hamsa)   Extreme examples, and some might argue those examples knew exactly how to 'manage' in out society - but for me they do demonstrate we need to have a process that integrates immigrants into our society before we can define an immigration policy based on anything more than OUR societies economic and social needs.
    • No I didn’t done it through comparison website unfortunately 
    • To throw oil onto water   I agree in principle to a national wage but question 1 is, at what point would a migrant become eligible for it? On arrival is , in most cases wrong as it encourages economic tourism but if they are genuine refugees it’s different.   I think we all agree ,(well the three of us)  doing away with the hostile environment is a must.  It makes me ashamed to be a human being when I hear some of the rhetoric coming out of many Tories and other right wing mouths. Tell me, do you risk death in a freezer unit because you think staying in your country of origin is really good? 
    • Thank you for your reply....so I have this clear in my mind even if Barclays did now reply to their SAR they would not be able to follow it up with a claim due to being out of time ... the reason I ask is because I would like to push this firm and possibly try a case for negligence for a bit of sport as they clearly have not acted in my best interests....as they are solicitors it makes it even more interesting as a test case
    • No I posted the date of the hearing on the 27th October.   Andy said he would help once we had a date. I now have five weeks left.   Andy if you aren’t prepared to help please do let me know. many thanks 
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Luckily I have been free of payday loans for a few years now but feel sorry for people who are relying on this,redress. I am so angry that the FCA did nothing to protect them, and made sure that they were treated fairly.

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Hi all,

 

I've been chasing CFO for compensation for years since I took out a load of payday loans I clearly couldn't afford.

I know I was stupid, but at the time I was going through really bad times, and wasn't thinking straight.

 

I originally complained to CFO directly early last year and got rejected, then in January this year they mailed to say I was affected by the redress programme and would be received some compensation back...

 

...Since them I have chased them every couple of weeks, with no positive response, and now I find they have passed everything over to Harrisons, and reading between the lines I am not likely to get a penny back!

 

Surely the FCA should have seen this coming, and put something in place?

 

Is there anything practical those affected can do, other than put it down to experience and be thankful it's another PayDay loan company that isn't preying on vulnerable people???

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I have put in a complaint to the FCA which they have acknowledged.

 

 

My complaint is that why was it not made clear that the FCA made sure there was enough money to pay the redress instead of us being told we are getting money back to have the rug pulled from under us.

 

 

I am waiting their response

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I have,received an e mail from the,FCA this morning having passed stage one they are now looking into why it was overseen that no redress has,been paid. Will keep you posted on any further news

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The fca have decided not to uphold my complaint as both the FCA and cfo could not have foreseen that they would have gone into liquidation. Due to the data protection they can not disclose any further information so good bye to £800

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The fca have decided not to uphold my complaint as both the FCA and cfo could not have foreseen that they would have gone into liquidation. Due to the data protection they can not disclose any further information so good bye to £800

 

They can't foresee if a company will go into administration - e.g.. the members/creditors can vote on it there and then but they certainly should have performed some due diligence when levying the fine. Strange that its looking like they are now insolvent - question is were they solvent when the agreement/fine was made and when did it turn.

 

External auditors make a living out of assessing whether a company is a going concern:wink:

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What grates on me most in this situation is that not only will they not pay us the compensation owed under the redress scheme but they have the cheek on the administration page to say if you still owe cfo money and do not pay they will take legal action against you!

 

How are the laws of this land so bloody backward

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