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028majmac

Swift Advances Extortionate charges

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Hi all

 

I have applied for all my information from Swift Advances,

but I think the broker does not trade anymore,

so will have to go to FCSC for PPI reclaim I think?.

 

 

I am not sure how to go about the spreadsheet that is talked about.

...is there a step by step guide,

and a copy of the spread sheet?

I want to try to reclaim extortionate charges from Swift.

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so you have the statements>


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Well, I got the letter from Swift to say they will send them within the 40 days,

but I just wanted to get all my ducks in a row for when I actually get them.

And to see what I do to reclaim the PPI.

 

 

I think the broker is no longer trading,

but will need to check if they went bankrupt or just gave up.

I am in Northern Ireland by the way.

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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I have received a summary of personal data back.

 

The broker of the PPI was dissolved following liquidation.

 

The loan was taken out in Oct 2002 and finished in Nov 2012.

 

Where do I go now about PPI?

 

And how do I try getting charges back from Swift?

2nd charge loan.

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2 sep issues.

charges reclaim is again swift

 

 

PPI will either thru the FSCSas broker is gone or the PPI insurance underwriters

 

 

so you have all your statements from day one now.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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No statements. Just a summary of data. The letter says that a SAR provides a right to see the information contained in personal data rather than a right to see the documents that include that information.

 

And I haven't got the info as to who the underwriter was. I am sending a letter back requesting that. FSCS are no good as the broker is gone and ppi taken out in 2002. So need to find the underwriter.

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sorry but you need to sar them...


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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I did. 😞 They sent me the summary as explained above.

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probably because you tipped them of it was for penalty charges & PPI reclaiming.?

 

 

an sar should return all documents pertaining personally to you or your agreements

 

 

who were the brokers central castle...?

 

 

you need to know who the PPI insurance was provided by

should be in swift threads here already have you looked?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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probably because you tipped them of it was for penalty charges & PPI reclaiming.?

 

 

an sar should return all documents pertaining personally to you or your agreements

 

The brokers were CCC Financial here in NI. Can I go back to Swift and ask for more. I didn't tell them in my letter what I wanted my. Data for.

 

who were the brokers central castle...?

 

you need to know who the PPI insurance was provided by

should be in swift threads here already have you looked?

 

The brokers were Ccc financial here in ni. I didn't tell Swift what I wanted my data for. Can I go back now to them? And also request who underwriter was?

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well if they've not sent a complete copy of the agreement

was this a secured loan or a mortgage or both?

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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well if they've not sent a complete copy of the agreement

was this a secured loan or a mortgage or both?

dx

 

They have sent a copy of the agreement, and told me who the broker was, but not the underwriter. It was a secured loan. Actually says 2nd charge, so am thinking this means a loan secured on my house?

 

Thanks for your replies....I am going round in circles I think.

Edited by 028majmac
More info

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yep 2nd charge is secured.

 

 

the agreement should tell you who provided the insurance

or the additional sheets should

as you'd have had to sign a separate sheet or box for the PPI

and that had to state who the provider was.

unless its the old multiple agreements debacle going on here

would ideally need to see it.

 

 

the first statement should also give a clue as to whom the PPI lump sum was paid out too.

 

 

dx

 

 

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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I just checked again, and if definitely doesn't. Do I go back and request that information? By letter presumably? They really are so devious!

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oh yes they all are

funny thing is I cant seem to find it out anyway

the net and cag seems devoid of swift underwriter names


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Should I try ringing or just send a letter? I don't trust them so probably better not to ring....another delay!

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Guest Mrs Hobbit

Is it underwritten by Swift Capital in the States?

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No idea....why do you say that? Have you experience of them?

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Guest Mrs Hobbit

No have never dealt with Swift.

 

i was doing some research for someone a while back and found an underwriter who works at Swift Capital in the States,

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