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Cabot and CCA Request return for old CITI card 'debt'


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I have finally heard back from CapQuest regarding the CCA Request issued in January,

they have provided a signed copy of the CCA together with a statement of account from prior to taking over,

 

 

which causes some questions,

primarily the balance has not reduced from the time I went on to the DMP.

 

They have also failed to send any further documentation (such as a deed of assignment) which I requesting in my letter.

 

Please would someone advise what my next steps should be?

 

I am able to post a copy of the CCA & statement on here if that will help?

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scan up to ONE multipage pdf please

follow the upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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??hope you didn't request the deed?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so the CCA was not our CCA request then?

you'll never et to see the deed.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I entered a DMP in 2009 and am now looking to bring it all to an end.

 

I have submitted CCA Request to CapQuest who have now responded.

 

They have provided a signed copy of the CCA together with a statement of account from prior to taking over, which causes some questions, primarly the balance has not reduced from the time I went on to the dmplink3.gif.

 

Please could I get some much needed advice on how I should now proceed.

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ok lesson learned its better not to add to templates

 

 

options to select various things are on many templates

but if you add things

it pretty much not necessary else it'll already be listed.

 

 

to me the CCA looks pretty much ok

 

 

when did the DMP payments start?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

but as you say they had not gotten through to the OC

but it looks like they sold it on

and sadly, you fell for the threat-o-grams from the powerless DCA

and rushed to a DMP provider that checks nothing.

shame.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ok, so I expect I will need to make some kind of F&F offer?

 

Yes I really regret the decision to go on to a DMP, but it was a stressful time.

 

I am sure at one point I should have been advised to apply for the Debt Relief Order but had no such advice, it seems a DMP only serves to compound this issue.

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wait and see where it goes

no rush...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

might not hurt to get an sar running to citi and that Canadian house address.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites
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