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Cabot and CCA Request return for old CITI card 'debt'

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I have finally heard back from CapQuest regarding the CCA Request issued in January,

they have provided a signed copy of the CCA together with a statement of account from prior to taking over,

 

 

which causes some questions,

primarily the balance has not reduced from the time I went on to the DMP.

 

They have also failed to send any further documentation (such as a deed of assignment) which I requesting in my letter.

 

Please would someone advise what my next steps should be?

 

I am able to post a copy of the CCA & statement on here if that will help?

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scan up to ONE multipage pdf please

follow the upload


please don't hit Quote...just type we know what we said earlier..

 

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??hope you didn't request the deed?


please don't hit Quote...just type we know what we said earlier..

 

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I'm not sure what you mean by deed?

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ahh right sorry do you mean deed of assignment? Yes I think I did.

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so the CCA was not our CCA request then?

you'll never et to see the deed.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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I entered a DMP in 2009 and am now looking to bring it all to an end.

 

I have submitted CCA Request to CapQuest who have now responded.

 

They have provided a signed copy of the CCA together with a statement of account from prior to taking over, which causes some questions, primarly the balance has not reduced from the time I went on to the dmplink3.gif.

 

Please could I get some much needed advice on how I should now proceed.

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Ok thanks dx , the basis of the CCA was from this forum I just added a couple of lines.

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ok lesson learned its better not to add to templates

 

 

options to select various things are on many templates

but if you add things

it pretty much not necessary else it'll already be listed.

 

 

to me the CCA looks pretty much ok

 

 

when did the DMP payments start?


please don't hit Quote...just type we know what we said earlier..

 

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OK noted, thanks.

 

Looking back over some of my statements it looks like the payments started in April 2009.

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but as you say they had not gotten through to the OC

but it looks like they sold it on

and sadly, you fell for the threat-o-grams from the powerless DCA

and rushed to a DMP provider that checks nothing.

shame.

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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ok, so I expect I will need to make some kind of F&F offer?

 

Yes I really regret the decision to go on to a DMP, but it was a stressful time.

 

I am sure at one point I should have been advised to apply for the Debt Relief Order but had no such advice, it seems a DMP only serves to compound this issue.

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wait and see where it goes

no rush...


please don't hit Quote...just type we know what we said earlier..

 

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might not hurt to get an sar running to citi and that Canadian house address.


please don't hit Quote...just type we know what we said earlier..

 

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OK I'll sit on it for now then and get a SAR off to the Citi address - thanks dx

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