Shire Recoveries DCA adding Charges to old trade debt.

[manxie]

Good afternoon.

 

I owe a trade supplier £200 for goods I have received.

 

I have returned stock to the value of £139 which they have agreed to credit me with.

Therefore I owe the supplier £60.

 

However they have got a DCA to chase me and the DCA are claiming £566 presumably made up of some jumped up charges.

 

I have asked the DCA to confirm what I owe for Goods supplied but was wondering what else I should do?

 

 

Thanks in advance

[AndyOrch]

Ignore the DCA...deal with Trade Supplier Direct.....DCAs cant add anything on...your contract is with the Trade Supplier.

 

 

Andy

[manxie]

Thanks for your reply Andy. DCA are trying to get £324 compensation! I have remitted the £60 I owe directly to my supplier.

[AndyOrch]

£324 compensation! for what ?

[BankFodder]

Tell us who the DCA is

[manxie]

They do not say what the compensation is for.

 

The DCA is Shire Recoveries

 

http://www.shirerecoveries.co.uk/

Edited March 27, 2017 by Andyorch
Link added

[dx100uk]

ignore

they are NOT BAILIFFS

[ericsbrother]

dca's have no interest in any matter so cant add any amount to a bill. The original creditor may add certain charges but this is prescribed so it cant be any random amount.

Dont have anything to do with the dca, they will eventually have to go away as they have no alternative

[manxie]

Thanks for the advice. Nothing from them today!

[Leakie]

I had this issue a few years back,

not one of the big companies

 

The guy I spoke too add £30.00

I simply told him I have no contract with him,

if he wanted his fee get it from the company who approached him

[manxie]

Great answer. They are real robbers and I hope no one pays them.

[manxie]

I cannot believer Shire Recoveries !

they threatened me with all sorts whilst neatly omitting that they would need to actually take me to court for their charges and win.

 

I wrote and pointed this out to them and that I had no contract with them.

 

I thought they had seen sense and given

but oh no today I am getting the 'urgent' call to call their litigation woman back immediately!

 

Should I report them to the FSA for making demands and action?

[dondada]

The Office of Fair Trading had a document giving guidelines to debt collectors collecting consumer debts

 

http://webarchive.nationalarchives.gov.uk/20140402142426/http:/www.oft.gov.uk/shared_oft/consultations/OFT664Rev_Debt_collection_g1.pdf

 

Several things you should note;

 

1) The OFT is no longer in existence

 

2) Your debt is a business debt, not a consumer debt

 

But read through the guidelines and understand the general principles laid in the guidelines.

 

Get them to follow the guidelines but don't mention where you got the idea

 

Reasonable behaviour is a legal requirement in every conduct

 

The more you point out that they behaviour is unreasonable the more likely they are going to leave you.

 

Ignoring them is a big risk

 

people tend to ignore them and they just take the case to court, hoping you wouldn't turn up on the day.

 

they usually get default judgements a lot of the times so they are always quickly to go to court.

 

Best you talk to them now so that they don't take you to court as it would be a big waste of your time,

[manxie]

Thanks for the reply dondada,

I have never ignored them and wrote to them explaining my position and a copy of my last statement from my supplier which confirms the amount..

 

I will not discuss the matter on the phone as per advice here and elsewhere .

 

They have been calling me for 12 months but now the debt is paid £200

they say I owe £466 in charges

 

. This demand has never come from the company only the DCA.

[dx100uk]

Ignore them

Stuff all they can do

[dondada]

Ignore them

Stuff all they can do

 

I wouldn't really advice such step

 

Some one said 85% of small claims go undefended hence most lawyers just send cases to court in hope of getting a default judgement (I can't independently verify that stats though)

 

I don't think you would like the stress of going to court even if you win

[dx100uk]

yep 85%

however...this is a DCA making the threats

they can be safely ignored totally.

 

 

a claimform would come from the company themselves

entertaining DCA's gives them some kind off false grandeur....don't!!

[manxie]

Thanks DX