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    • Hello all, I would appreciate some advice regarding a recent incident with Rossendales.   Brief background is I bought my current house in 2016 from my mum who inherited it when my Gran died. When my Gran was alive, my sister sometimes stayed there and used her address for various things including driving licence, bank accounts, work documentation and credit. She hasn't lived there since I bought it. The story behind this debt is that apparently my sister parked at my Mum's house in Bury without a valid residential parking permit. She had contacted the council and they apparently had waived the fine before this visit.   In June, me and my girlfriend were woken up at 07:20 by loud knocking. At the door were two Rossendales enforcement agents asking for my sister. I told them she didn't live there asked what the matter was about and they said they couldn't tell me and I needed to show proof of residency which I refused to do without seeing any documents compelling me legally to do so. They proceeded to clamp my car.   I brought them the only evidence I had which was a V5 document. The car is on finance so technically, the finance company owns the car. In the subsequent audio recordings of the phone call, it emerges that they knew the car was on finance. They also asked if my car was a white Ford Fiesta (which is my sister's car) and asked if she was insured on it (she never has been and has never driven that car). I feel like they have attempted to blackmail me into giving them my sister's contact details when it was absolutely nothing to do with me. Admittedly, I probably reacted badly but being woken up before I normally get up by loud banging which terrified my girlfriend didn't give me a good start to my day. They refused to show me any ID or a court order, presumably because they didn't have one. I was told by their complaints handler that they use various methods of tracing people, including credit searches.   I have retrieved the video and audio of that day through DSAR. The video is here and audio recordings of phone calls are here.   They eventually took the clamp off after a couple of hours, citing the fact that the car was on finance. I didn't miss work because of it but I was several hours late.   Additionally, they missed the ICO guidelines for the DSAR and were two weeks submitting the video files.   Is there anything I can do regarding legal action here? I've complained to the leader of Bury Council who has dismissed it without looking at the evidence or listening to the audio.      
    • https://www.financial-ombudsman.org.uk/files/2868/issue117.pdf   Albeit from 2014, p.24 There the FOS insisted the creditor reset the default date to earlier (3 months after the payments stopped, but that was only because there was an agreement with the debtor to have a 3 months ‘payment holiday’)
    • In the first place it must have been over the phone. Could have been by email but cannot remember to tell the truth. I would have sent them an I&E so now I'm wondering if it was by email.I will take a look but might take a time scrolling mails from over 3 years ago 🧐
    • Dear Sir, no payment was made after May 2013, and potentially the last payment was even before this (your client could only examine their records back to May 2013 when they were contacted, and there was no payment showing)   Your client is not permitted to unreasonably delay issuing a default notice, and certainly not with the effect of later attempting to “get around” the statute bar. This will be drawn to the court’s attention should your client proceed with court action, as well as being reported to the FOS, so you may wish to highlight this to them and seek their further instruction.
    • Thanks Honeybee13. Here they are:   For PCN's received through the post [ANPR camera capture]   please answer the following questions.   1 Date of the infringement .     8 / 08 / 2019   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] .    13 / 08 / 2019   3 Date received .  18 / 08 / 2019   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]   Not obviously but does a section of data processing for getting the detail of my car   5 Is there any photographic evidence of the event?  Yes   6 Have you appealed? [Y/N?] post up your appeal] .   Yes   Dear Sir / Madam,   I have just received my parking charge notice (PCN) for stopping at London Southend Airport on 8/8/2019. I understand that stopping on the road is forbidden. However, the reason I  stopped on the spot was to ask a traffic warden where I could park my car temporarily as I was going to pick up my family (it's my first time to London Southend Airport). The officer told me there was not a picking up place. He advised that I should park in short stay car park, which I did.   Considering the situation, could you revoke this PCN please?   Yours faithfully,   Have you had a response? [Y/N?] post it up .   Just automatic response saying a reply will be in 28 days   7 Who is the parking company?    Vehicle Control Services Limited   8. Where exactly [carpark name and town] . London Southend Airport, Essex SS2 6YF
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marco23

blemain adding £1000's in charges - help

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claim form is a last resort. get all your paperwork sorted and go through procedure first. Or youll fail. hard.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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claim form is a last resort. get all your paperwork sorted and go through procedure first. Or youll fail. hard.

 

OK, tomorrow i am going to pay a lump sum into each account this will reduce the loan balance and put the loan back on course for ending in ten years,,i have printed out the SAR form and this will be posted tomorrow. is that all i need to do for now???

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i wish you well marco23 take care)

 

martin do you know what RED HERRING means ? i think we just had one.

 

because of my claim site team i am very sorry if you get sleepers etc its properly cos my case will really shake blemain, and at the end of the day,

 

its long overdue sorting them out and my life under games of blemain has to end and thats that.

 

I wish mark well who just posted and us claimers will carry on).

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Yes i am aware of what a red herring is, maybe you could elaborate why you think there is one?


PLEASE HELP US TO KEEP THIS SITE RUNNING

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

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The only bonus marcus will be blemain properly havng to pay all BONUSES back,

im not on about our REFUNDS

im on about what blemain got for colour code loans.

 

 

I certainly would nt call what i had stolen from me a bonus anything coming back.

 

 

Im sure you know blemain well and the tricks they play.)

like the mark from blemain that came out to my home

he told me he had worked for blemain over 12 yrs, this was from when all the loans that are now in court were done.

 

 

Thank heavens for courts and judges, or the customers under blemain, would stay all dictated too and no way out or get release.

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Hi martin2006 ive been wishing for more rain, as few days ago late at night a car went past my home

there was a loud bang

 

i went out and a large container with black engine oil in hit my pavement and spun round and put all oil everywhere it landed at my neighbours over hers too.

 

Oil still outside .

 

The container was put in neighbours bin now and dustbin men took it.

 

I do have a question martin if i needed to talk to consumer forum do i email or what number is it?

 

 

I am ok at min, just asking really.

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Just looked up on line how to get engine oil off, says use washing detergent so next we have bubbles out there. Im sure my neighbours young 4 children would come out and play with bubbles everywhere thinking its fun time? not. bless them .

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cat litter or sawdust

or all the better ring police 101 and tell them there is oil on the highway and pavement

should you be doing anything about it as its dangerous?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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cat litter or sawdust

or all the better ring police 101 and tell them there is oil on the highway and pavement

should you be doing anything about it as its dangerous?

 

Thank you for reply dx100uk its not on road, thank goodness it landed over path and nextdoors garden ,once the children nextdoor gone bed i will go and put some cat litter on whats left now on pavement. My neighbour is parshally blind so she may fall if not all rest of it cleared up. Luckily i got cat litter in so thank you for tip. Nextdoor has had a lot of visitors this last wk and they park on her drive so any oil on the grass should be clear now, but nobody done whats oil is left on pavement ,its rained but not cleared all hopefully after tonights cat litter. Been just over wk now since it happened. Nextdoor s visitors next day first stuck the can next to my hedge/hers hedge which joins nextdoor garden to mine i saw where it was put next day, so i quickly picked it up stuck in her bin near hedge and i got oil over me. I will go out soon tonight and do path).

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i was going to ask the other day but forgot-

these secured loans, can anyone explain to me how they work, i mean the repayment shedule,,with Blemaine does the balance not really start to come down until half way through the term

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Marco you have a legal right and they have a legal duty to supply to you a full and understandable breakdown of your account, if it is not clear what charges / fees have been added then write and ask them to produce one.

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I have had numerous dealings with these.

 

 

These people are bullies and sharks

-they will do anything they can to either eat into your equity

-try get rid of you

-threaten court action constantly.

 

 

I must have been in court with them 4 times and they have never won

-now they are at it again

 

 

-stand up to them they will try wear you down but stick up to them

-NOBODY LIKES A BULLY.

 

 

I wrote and ask for a detailed explanation of all charges on my account over £30

suddenly they refunded 10k to my account quoting 'HUMAN ERROR'

 

 

I suggest everyone who has any dealings with this shower does the same.

I will keep posted about my latest drama with these Sharks.

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wow hun x at last a new begining ) i feel depressed at min cos my dentist has said my front top teethso loose need removing he has booked me in again october, but the 2 teeth may not last till then (and fall out or emergency dentist i told him i want to keep them as long as i can i cant eat on front teeth at all now, that 8 teeth grinded out and now 2 more need pulling out all through utter torment and no respect for me by a company who just took from me, not hearing my cry for help and set me free. iM FED UP WITH PEOPLE STARING AT MY TEETH LOSS AS I HAD GREAT TEETH AND FOR A FEMALE ITS MOST UPSETTING PHYSICALLY AND MENTALLY, IM SO PLEASED FOR YOU SUFFERING :smile:

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I cant comment on my claim at min, cos its being dealt with by court and im waiting for outcome right now .

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Any update on your case Marco?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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hi again to all,not been here for a while, anyway here goes-

 

I have two accounts with Blemaine Finance/ Together, both accounts are serviced up to date however i have had charges applied when i lost my job around 7 years ago, i have been chipping away at these over the years to stop the interest mounting up, i want to look at reclaiming the charges 'if that's possible' the charges are described as follows-

 

Multiple letters at £35.00

Dishonoured receipt charge £35.00

Cancellation of building insurance £75

Building insurance block policy charge £30

Building insurance £30

Monthly arrears charge £33

Letter £35

Visit £100

 

These are not one offs except the visit, Total combined charges just about fall short of £3k.

 

if anyone could point me in the right direction as regards to reclaiming it would be most appreciated

 

thanks to you all

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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