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    • Welcome to the real world. What year of university are you in? What university? And what are you studying? What is the name of the agent? And what is the name of the landlord? The business of holding deposits should be affected by the Consumer Rights Act 2015 and that means that they should be subject to terms relating to fairness. It seems to me that if you pull out of an agreement to take the property then the agent or landlord should only be entitled to hold on to sufficient funds to cover any administrative losses which they have suffered as a result of your change of decision. In practice many agents will simply take the opportunity to cream off a bit of extra profit. I suppose you just paid the money over without any kind of written agreement or recording or any evidence. Certainly, if you paid over a holding deposit on the basis of a particular contractual promise – that there would be a break clause and then subsequently there was no break clause then it would be a simple matter to argue that it was the agent of the landlord who had gone into the breach of contract in which case you would be entitled to recover all of your money. However do you have evidence of this? Similarly, if you pay the holding deposit and were only told afterwards that it was not refundable then it is arguable – although not cut and dried – that they had introduced a new term into an existing contract and so once again, you would be entitled to recover all of your money. However, once again – do you have any evidence of this? It will be interesting to know whether the agent is acting of their own initiative here or whether they are really exercising the will of the landlord. Please address the questions which I've put above
    • The house was sold in 2015. What’s Ll/BB. Can any one just say what I need to do. Or what I can do. Are Lowell in there rights to claim and therefore I’m liable for paying back the debt. Even though they can’t prove a contract to me in my name. Many thanks 
    • Hi GrievingMum   I fully understand and sympathise with your medical conditions.   The 3 screenshots/images in post#21 I have removed as I have converted those into one PDF which is now showing in that post.   CAG prefers PDFs rather than multiple screenshots/images but as I said I appreciate your medical condition so I have converted those screenshots/images into one PDF and removed the screenshots/images and left the PDF in your post.    CAG also prefers that all our caggers remain Anonymous on CAG, could I just suggest that when your have edited your document to just leave it for a while then go back to it and recheck that you have removed all info to keep you anonymous before uploading to CAG.
    • The letter send to contact them. Maybe if they wanted people to ring them they should put telephone? I was in India at the time so not really convenient to call them (I can prove this to them if it became an issue)  
    • Hi  I genuinely have not received this BUT I am not saying that it hasnt been sent as I am sure it will have been.   As i said, my son has the same name as me and I am sure if he had seen one of these, he will have let me know as he did when he opened the second letter. 
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marco23

blemain adding £1000's in charges - help

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claim form is a last resort. get all your paperwork sorted and go through procedure first. Or youll fail. hard.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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claim form is a last resort. get all your paperwork sorted and go through procedure first. Or youll fail. hard.

 

OK, tomorrow i am going to pay a lump sum into each account this will reduce the loan balance and put the loan back on course for ending in ten years,,i have printed out the SAR form and this will be posted tomorrow. is that all i need to do for now???

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i wish you well marco23 take care)

 

martin do you know what RED HERRING means ? i think we just had one.

 

because of my claim site team i am very sorry if you get sleepers etc its properly cos my case will really shake blemain, and at the end of the day,

 

its long overdue sorting them out and my life under games of blemain has to end and thats that.

 

I wish mark well who just posted and us claimers will carry on).

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Yes i am aware of what a red herring is, maybe you could elaborate why you think there is one?


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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

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The only bonus marcus will be blemain properly havng to pay all BONUSES back,

im not on about our REFUNDS

im on about what blemain got for colour code loans.

 

 

I certainly would nt call what i had stolen from me a bonus anything coming back.

 

 

Im sure you know blemain well and the tricks they play.)

like the mark from blemain that came out to my home

he told me he had worked for blemain over 12 yrs, this was from when all the loans that are now in court were done.

 

 

Thank heavens for courts and judges, or the customers under blemain, would stay all dictated too and no way out or get release.

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Hi martin2006 ive been wishing for more rain, as few days ago late at night a car went past my home

there was a loud bang

 

i went out and a large container with black engine oil in hit my pavement and spun round and put all oil everywhere it landed at my neighbours over hers too.

 

Oil still outside .

 

The container was put in neighbours bin now and dustbin men took it.

 

I do have a question martin if i needed to talk to consumer forum do i email or what number is it?

 

 

I am ok at min, just asking really.

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Just looked up on line how to get engine oil off, says use washing detergent so next we have bubbles out there. Im sure my neighbours young 4 children would come out and play with bubbles everywhere thinking its fun time? not. bless them .

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cat litter or sawdust

or all the better ring police 101 and tell them there is oil on the highway and pavement

should you be doing anything about it as its dangerous?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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cat litter or sawdust

or all the better ring police 101 and tell them there is oil on the highway and pavement

should you be doing anything about it as its dangerous?

 

Thank you for reply dx100uk its not on road, thank goodness it landed over path and nextdoors garden ,once the children nextdoor gone bed i will go and put some cat litter on whats left now on pavement. My neighbour is parshally blind so she may fall if not all rest of it cleared up. Luckily i got cat litter in so thank you for tip. Nextdoor has had a lot of visitors this last wk and they park on her drive so any oil on the grass should be clear now, but nobody done whats oil is left on pavement ,its rained but not cleared all hopefully after tonights cat litter. Been just over wk now since it happened. Nextdoor s visitors next day first stuck the can next to my hedge/hers hedge which joins nextdoor garden to mine i saw where it was put next day, so i quickly picked it up stuck in her bin near hedge and i got oil over me. I will go out soon tonight and do path).

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i was going to ask the other day but forgot-

these secured loans, can anyone explain to me how they work, i mean the repayment shedule,,with Blemaine does the balance not really start to come down until half way through the term

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Marco you have a legal right and they have a legal duty to supply to you a full and understandable breakdown of your account, if it is not clear what charges / fees have been added then write and ask them to produce one.

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I have had numerous dealings with these.

 

 

These people are bullies and sharks

-they will do anything they can to either eat into your equity

-try get rid of you

-threaten court action constantly.

 

 

I must have been in court with them 4 times and they have never won

-now they are at it again

 

 

-stand up to them they will try wear you down but stick up to them

-NOBODY LIKES A BULLY.

 

 

I wrote and ask for a detailed explanation of all charges on my account over £30

suddenly they refunded 10k to my account quoting 'HUMAN ERROR'

 

 

I suggest everyone who has any dealings with this shower does the same.

I will keep posted about my latest drama with these Sharks.

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wow hun x at last a new begining ) i feel depressed at min cos my dentist has said my front top teethso loose need removing he has booked me in again october, but the 2 teeth may not last till then (and fall out or emergency dentist i told him i want to keep them as long as i can i cant eat on front teeth at all now, that 8 teeth grinded out and now 2 more need pulling out all through utter torment and no respect for me by a company who just took from me, not hearing my cry for help and set me free. iM FED UP WITH PEOPLE STARING AT MY TEETH LOSS AS I HAD GREAT TEETH AND FOR A FEMALE ITS MOST UPSETTING PHYSICALLY AND MENTALLY, IM SO PLEASED FOR YOU SUFFERING :smile:

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I cant comment on my claim at min, cos its being dealt with by court and im waiting for outcome right now .

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Any update on your case Marco?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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hi again to all,not been here for a while, anyway here goes-

 

I have two accounts with Blemaine Finance/ Together, both accounts are serviced up to date however i have had charges applied when i lost my job around 7 years ago, i have been chipping away at these over the years to stop the interest mounting up, i want to look at reclaiming the charges 'if that's possible' the charges are described as follows-

 

Multiple letters at £35.00

Dishonoured receipt charge £35.00

Cancellation of building insurance £75

Building insurance block policy charge £30

Building insurance £30

Monthly arrears charge £33

Letter £35

Visit £100

 

These are not one offs except the visit, Total combined charges just about fall short of £3k.

 

if anyone could point me in the right direction as regards to reclaiming it would be most appreciated

 

thanks to you all

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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