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I've claimed my ppi back from several companies over the last three years and it's been brought to my attention that I've paid the tax man a percentage of this money even though I don't earn enough to pay tax !

 

Problem is I'm self employed so have already done my tax returns .

 

Can or how do I claim this money back ?

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please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Hi dx... What if the PPI was in joint names?

 

I recently claimed back PPI from HSBC...

there was no separate insurance policy,

so it must have been added to the loan,

which was in both our names...

 

HSBC paid us back the PPI minus the tax..

. so who claims the tax back?

(Neither of us are taxpayers).

Thank you.

TB

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you'll both have too as it went 50 50 charged to each .


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Thanks... so HSBC should have sent 2 R185 certificates? TB

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Sorry to hijack the thread!

 

I asked MBNA for a R185 certificate and apparently they don't do them!

 

Being as they have never had my tax details do you think they are pocketing all this tax money ready for their next night out!

 

Looking forward to your reply dx

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nnope it goes to the taxman

you can download the form from HMRC too


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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So if we download the form do we just fill it in ourselves if we have the information . Eg who we claimed from date amount etc ? Or do we send it to the relevant companies? This seems confusing .

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Read the notes!!

 

It goes to hmrc


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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I filled in HMRC Form R40 to claim back the tax deducted from my PPI redress.

It's a form used by non taxpayers to obtain refunds of overpaid tax from savings and investments but I'm not sure if its the correct approach for the self employed.

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