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PPI repayment success


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Hi

 

In December I came across your site and read a few things about PPI

I thought I would give it a go just out of interest to see if I had anything to come back

 

 

I wrote a letter to monument credit card people and Lloyds bank.

 

Well to my surprise

I did have payment break with monument and they sent me a letter to say they were dealing with my request.

I also received a letter from Lloyds saying the same.

 

 

Then couple of weeks later I received a letter from monument saying they were going to send me a cheque for £24,896

I nearly died as I had an outstanding balance on the credit card they would take that off and send me what was left and true to their word they sent me a cheque for £23,083.22 result it cleared brilliant.

I'm having trouble getting them to pay the debt and updating my credit file but that's another story!

 

 

Lloyds phoned me and told me I had 3 loans all with PPI on them they have paid into my account £10,480 but I don't know what this is for I have had no contact from them since no letters or anything else.

 

 

Now I'm thinking that what they have paid is not enough

 

 

I know that one of the loans was for £9,500

and they added nearly £3,000 for the PPI

I paid back just under £13.000

and that was in 2004

 

 

the other 2 loans were in 2001 and 2003

I have since found two more lots of paperwork for loans that it says have PPI on them.

 

 

One was a business loan only a small one but even so it still had PPI.

 

 

What I would like to know is what do I do

shall I start chasing

 

 

I feel like I'm being greedy but if I have paid it then I want it back.

 

 

I used the template from the a magazine and adjusted to say what I needed it to say.

 

 

I hope you can advise me on this as you can imagine I am extremely happy with the result up to now and the fact that I did it on a whim!!

 

 

I have read that Lloyds do try and get out of these things but it is strange they haven't told me what they have paid

i.e. How much Interest and if it's for all three loans.

 

 

Thank you in advance

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firstly it would be nice if you go make a new thread about that monument PBP win as we'd like to hi-light it as that's an astounding win.

when, of recent they've been fobbing people off again saying it was not PPI.

 

 

as for the Lloyds stuff

get an sar running to them

then you'll have all the statements and can calculate things properly with our help.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Not sure how to do that dx100uk I have never done any of this before. How do I find the post on monument I would love to be able to help others get there's back as well.

when I wrote to monument I didn't call it PPI I called it the payment break plan and I had my cc number so maybe that's why it worked this was from 2001 I couldn't believe It I was just expecting enough to pay what I owed them

 

 

I will sort out the SAR the daft thing is I have just shredded loads of statements from years ago which I kept just in case now they have gone I need them.

 

Thank you

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just as you did with this thread make one detailing that monument win that's all.

 

 

shame on those statements I always kept everything then when I got one - I scanned them all then shredded...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have done another thread with monument if it's not what you need delete it and I'll do it again ha ha sorry I'm blonde lol I have always kept everything also but it got too much so I spent two days shredding everything

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  • 2 months later...

Hi Colli52,

 

Congratulations on your success!!

 

I am also owed money from payment break plan, my credit card was Providian then Monument and now Barclays. I am interested to know what your original letter to them contained, did you include details of your employment at the time? Did you provide them with a figure of money owed to you? Did you send in the questionnaire? Or did you simply just ask them to look at your account?

 

Sorry for all the questions but I have been meaning to sort mine out for a long long time but still not sure how.

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Hi Colli52,

 

Congratulations on your success!!

 

I am also owed money from payment break plan, my credit card was Providian then Monument and now Barclays. I am interested to know what your original letter to them contained, did you include details of your employment at the time? Did you provide them with a figure of money owed to you? Did you send in the questionnaire? Or did you simply just ask them to look at your account?

 

Sorry for all the questions but I have been meaning to sort mine out for a long long time but still not sure how.

 

Hi Disco v

I just picked a template adjusted to say what I wanted I had the cc number which I put in I did know how much I owed but didn't put that in and sent it off I wasn't expecting to get anything so obviously I was over the moon when I had a reply a couple of weeks later.

Give it ago I think they have templates on this site although I didn't use there's

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