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Ulsterbank Unauthorised Overdraft, Insane Charges


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Hi, I ended up with an overdraft as a company I was working for managed to trick me into giving them my card details, allowing them to take £3500 out of my account when there was no money in the account, ending up in an unauthorised overdraft...

 

This was 3 months ago. I was lead to believe that id be paying back £225 pound a month (roughly), on the 29th of each month. Now that I checked, they are charging me interest and some other card charges, totalling in 3 extra charges on the 3rd of every month, adding to £75 on top of the overdraft, I only have a debit card?

 

One charge is £20 because I don't have money in the account. Is this right? what can I do? can I claim it back? Court? I'm raging!

 

Please help, I would hate to find out there was nothing I could do, I have the dreaded feeling that there is nothing I can do... I need my credit rating up as I am trying to start a business, this all happen at the worst time... word of advice for anyone its relevant to, "Don't Work For Amazon", they are slave drivers fringing on the law...

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Hi geromos and Welcome to CAG

 

I am a little confused..why would an employer take money from an employees account...surely its the other way round ?

 

Regards

 

Andy

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Self-employed delivery driver. I was told they needed me to make a bank transaction via my card to pay me... they claimed 3500 access for a busted tail light on the hired van...

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I think you need to start a new thread with regards to the Van episode in the Motoring Forum...3500 is a very expensive tail light ?

 

And we will keep your overdraft problem here as there are 2 elements to your problem....Employment/Insurance and Banking Overdraft.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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  • 11 months later...

Okay. So I too am banking with Ulster and received an overdraft charge following a purchase I made with a debit card online. The thing is at the end of the money I received an additional fee of £20 (same as the overdraft) totally £40 for the month! Is this normal?

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you need to start a new thread

of YOUR OWN please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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