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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Housing Association Charge for Dumping Sofa


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Awoke to a letter from my housing association (Radian) today charging me £60 for dumping a sofa bed in a communal alley. I was a little surprised as ive not ever owned a sofa bed at this property. I gave them a ring but the person who deals with it was not available and is going to ring me back. All i could find out was that someone had apparently seen me do it.

 

I was looking for advice on what i can do about it. Can they throw charges at people like this with such flimsy information? is it enforceable? i asked for the persons details but they wouldn't give me them, isnt evidence supposed to be public? I use this alley nearly daily and haven't seen a sofa bed out there anytime in recent months which worries me even more, if this incident has been reported as happening a very long time ago haven't they made it very hard for me to defend against?

 

Many thanks for any input.

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Hi Gordy

 

So someone told them it was you and the HA investigation consisted of send you a letter charging you for I assume removal costs.

 

I would not accept this as no proper investigation has taken place because if it had you would have been fully aware of this before the letter arrived.

 

I would put in writing (do not phone unless you can record the call) that you deny there charge of £60 and require full clarification from start till finish what investigation has taken place and under what policy this charge is and that you require copies of the following documents:

 

1. Anti-Social Behaviour and Harsaament Policy

2. Complaints and Comments Policy

3. Customer Service Policy

4. Estate Management Policy

5. Rechargeable Works Policy

6. Complaints Policy

 

Its the Rechargeable Works policy IMO they are using in this case but get them to clarify it as I said.

 

Most can be download from there website but still ask for them in writing: https://www.radian.co.uk/abouts/policies-and-leaflet/radian-policies

Edited by stu007
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The biggest tip I will give you and this applies to any Housing Association with any issue you have with them.

 

1. Use there own Policies against them ask for copies of these in writing. (when you read through them just think to yourself "Did they do that" and if not highlight it and refer to it in your complaint)

 

2. If you have made a complaint they should use the Polices that were in force at that time even if the polices during the complaint are updated its the policy that was in force at the time of your complaint that should be use. (so simply check the Policy for when it was Approved & its next review date)

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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I suggest the £60 is a Council standard re-charge for 'fly tipping' based on info received.

In the alley it would be a safety hazard for other users eg Fire & Amb services.

Councils charge for collecting bulky items from property which may be £60 per item.

Expect and report any incidents of fly-tipping. Keep your eyes open, it is unlikely to be the only incident, possibly a neighbour.

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I suggest the £60 is a Council standard re-charge for 'fly tipping' based on info received.

In the alley it would be a safety hazard for other users eg Fire & Amb services.

Councils charge for collecting bulky items from property which may be £60 per item.

Expect and report any incidents of fly-tipping. Keep your eyes open, it is unlikely to be the only incident, possibly a neighbour.

 

The charge was referred to as a recharge so i read the recharge policy and its for all sorts of things and the minimum charge was £60.

 

Great advice on the policies btw i never knew these were available before! This knowledge would have been a godsend a few years back when i had a lot of trouble with an upstairs neighbour which escalated to a very near disemboweling with a kitchen knife to myself at one point. Having a quick look through their antisocial behaviour policy suggests they were massively negligent.

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I didn't get a call back in three days which is unusual so fired off an email today requesting the recommended information. I don't suppose there is anyway of forcing out of them details on who made the allegation?

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I didn't get a call back in three days which is unusual so fired off an email today requesting the recommended information. I don't suppose there is anyway of forcing out of them details on who made the allegation?

 

Not sure if housing associations are covered by freedom of information law but even if they are they would probably say that an exemption applies relating to criminal investigations (as fly tipping is a crime). Whether that would be justified I don't know but expect a long struggle which might ultimately be unsuccessful.

 

These types of allegations are often made anonymously anyway.

 

Ask if it was anonymous. If it was that points to even more inadequate investigation.

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  • 4 weeks later...

Hi Gordy

 

Thought I would pop in to see how this is progressing, any update?

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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