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By BankFodder · Posted
Yes it's very messy as you say – and I suppose that it's not being helped by the fact that you are telling him that you want him back. Frankly I think that this is simply just another symptom of the abuse that you have suffered and in fact he is one's neediness which generally speaking needs to the continuation of abusive situations. I suppose it's a kind of addiction and it takes quite a lot of cold turkey to get through it. Obviously this is not a website which can help you with the abuse. It seems that you've already started talking to people and you should probably explore avenues and go for regular counselling so that you can find your own strength. We can help you with the financial repercussions of the abuse that you will have to start listing out all the debts which have been incurred – creditors, amounts, dates, et cetera. I expect that my site team colleague @dx100uk will be along pretty soon and will lead you through it – but I have to say, while you stay in this partnership, you are unlikely to be able eventually to sort out your financial situation. Incidentally, have you actually begun your iVA yet? It may not be the best move. Also, are you getting help from debt management companies? If so, that may not be the best move either. They all take a cut – and the more money they take, the less there is to pay your creditors and the less there is left for you. -
By Feelingdownandout · Posted
Hello Everyone So my Partner and I broke up at christmas. This was after 4 years of domestic violence, financial abuse - the whole works. I have recently had surgery to repair the damage he did 6 months ago - and 6 months of recovery ahead. He blocked me on all avenues. I could not reach him - the trauma was horrendous. I changed my mobile number in the end, and two months later I text him begging him back, and if he didnt want to come back then i would accept that and he was to collect his belongings by the end of the week. (This was a sunday) he called the following day and was interested in knowing if i had moved on etc... i told him i hadnt. i told him that this situation needed to be concluded one way or another. he told me he was busy and couldnt collect his stuff. he wouldnt be held to any arrangements, i just couldnt get him to agree anything! So after another month passes by i have disregarded the belongings that have been stacking up the home / garage. i just couldnt take anymore. I spoke to his step mother / father who said they didnt want them, not to take them there. they didnt want to get involved. i have since been diagnosed with a variety of mental health issues which I am very slowly working through, and the past four months have been extremely difficult. i have periods of time that i cannot account for, and only images of my actions. the situation now is this - he has been in contact, and we are trying to see if we can make things work. he has been to my home and seen that i have disregarded his stuff, and he is threatening me with all sorts of law and threats of personal attack. he is once again verbally abusing me and calling me names over the phone. i have reminded him that i tried to get him to come and collect his stuff but he refused to commit to it. he has even told me that he has been sleeping with another woman. he is accusing me of selling his belongings and furnishing my home etc. of course there is more to this than just this situation. I have been in touch with Womens Aid and am starting to get some support, but I am very concerned about the repercussions of my actions. i told him that i was agreeable to replacing some of his belongins, but that it would take a lot of time as due to the level of debt that i was left in following the breakdown of the relatinship £60k i am at the beginnnings of an IVA. i had pointed out to him that he was responsible for my debt, as he hadnt worked for several years and put me under immense financial pressure - but of course..... thats my own fault.... in return I have told him that i am waiting for him to repay me the money that he owes me, and that he has not mentined how he is going to do that. its all very messy..... :-( -
I hope the judgement today goes well for the victims 🤞
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By JessePinkman · Posted
Thanks dx, I managed to arrange a payment with them based on the 15p=£1 and got it sorted and my credit file is now all updated and it has been removed. -
By miley_b ob · Posted
Just an update to say that the Snotty letter was sent to the new address and so far it has been met with a deafening silence. Hopefully these clowns get the message and crawl back under their rock.
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Our picks
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Hermes - destroyed item as it was "damaged"- **Judgment for Conversion of destroyed item. **WON**
hellothere124 posted a topic in Postal and Delivery Services,
Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347-
- 32 replies
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile. -
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
Picked By
BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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