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    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
    • In the SAR, I received the original application, lots of computer print outs, yearly statements from 2013 and the new emails regarding my complaint. They sent me a £50 cheque after I chased them for the SAR after the 30 days. They said they was waiting for me to respond to an email (which I never received) before sending the SAR
    • classic P2G. I'm sure dianne and Lesley will pop an email to you at some point.
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dro advice when claiming dla mobility


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Hi

I have a query over applying for a DRO when claiming dla, if someone gets the higher rate mobility but has their own car how do they show repairs they have paid to keep the cars on the road? Will said repairs come under the mobility part? The cab have said that you can only include mobility costs, so does this include the following:

Insurance

mot/servicing

taxis

repairs

petrol.

Also are there top amounts for things like repairs or insurance etc.

thank you.

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not being funny or nosy..

 

 

but why do you think you need to do a DRO?

 

 

can you list your debts?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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to whom?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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and I bet they are both owned by powerless debt collection agencies..

 

they are NOT BAILIFFS.

 

spill the beans

 

1000's of like thread s here esp the 'at the CCJ stage'

 

we can help easy

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?170-Financial-Legal-Issues

 

have you ever sent these fleecers a CCA request to legally provide the required paperwork to enable them to fleece you?

 

IMHO you don't need a DRO , you need some assistance in fighting these fleecers

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no fight them its very easy we can help

 

 

a DRO is a knee jerk reaction to a speculative claimform, not the way to dealwith it.

who says you even owe the money? whos the claimant?

 

 

your dla should to all intent and purpose be invisible in a dro

and play no part at all

its your money to manage your disabilities

... not to pay off speculative debts.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Tell that to the cab then as they disagree and say I have to account for every penny I get and that it HAS to be used for mobility or care.

You may enjoy the fight, but I don't, I get confused and I have mobility issues which is why I get the mobility dla.

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sadly we often find this with CAB.

they vary in their good advice enormously..

 

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=DRO+and+DLA&sa=Search+CAG#gsc.tab=0&gsc.q=DRO%20and%20DLA

 

but I say again

a claimform is easy to buff away in most cases with little effort

and even if you do lose THEN you go the DRO route possibly..

 

but with no info we cant help on that.

 

TBH: you sound like a reasoned person, but are simply scared

resolving the claimform by fighting it

is a lot easier than doing a DRO!

 

that's a milstone around your neck for +5yrs and no credit for longer

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I apprieciate what you are saying, but I do not really want credit, I am in no position to buy a house, and I do not plan to start a business.

Just trying to hand write the four letters you suggest and then having to go to the po to sort the p/o and registered post would take me a day and knock me about.

Can you not answer my initial query?

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yes I did in the link I just posted before

 

in essence you need to magic up stuff and inflate figures to soak up the total DLA

yes a car repair budget, insurance tyres, petrol,

 

 

everything and anything you need to budget for

 

 

do you not have friends or a carer neighbour..that can help you with a printer etc

 

 

its only one or two letters depending upon what type of debt the claimform is for and could kill the claim dead.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

that why I said one or two letters

 

 

bank accounts are not covered by the CCA

you only do the CPR 31:14 current account letter.

 

 

so no po required either.

 

 

is this the claimform debt?

if so, 99% of bank account debts are sold on to dca's

because they cant be justified by the bank because of unlawful charges and unlawful interest on them.

 

 

so they sell the debt of

 

 

the dca issues a claimform for the full amount, and tries to fleece you blind..

 

 

most bank account claimform here as you'll read either get stayed or are discontinued by the DCA's

BUT YOU MUST DEFEND IT

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no bother what so ever..

 

 

you take you time!!

 

 

important things going for you to get right

simple to do but important.

 

 

I hope you've done [AOS] acknowledged the claim, on the mcol website for that claimform mind!..

 

 

catch you later

i'll be here.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no you don't need xtra time

you auto get 33 days to file a defence from the date of the claimform top right

defend all

leave jurisdiction unticked

 

 

you don't want to give them more time to magic up fake docs

 

 

who's the claimant?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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