not sure what you are not understanding....
they cannot charge you anything more... you are over the 50% mark on payments.
and even if you were not..
what they get at the auction is immaterial...
what date did you sent the VT?
what date was your next payment due ..look at the monthly payment date state on the agreement you signed...
if the vt letter not with them before your next contractual payment was due
the ONLY think you might owe is than ONE contractual payment.
if they got the VT in good time, before due date..you owe nothing.
yes AFAIK send to Swindon court
you can get the SD sworn at your local county court for free Monday.
what i'd do is ring Swindon court monday
tell them what you are doing and that you have not received noting prior to the one marstons letter.
they should arrange to sort marstons out.
can you scan it up to pdf
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/