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was paying Henderson booth snell on halifax shortfall..now drydens..


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no await a letter we need to know drydens client.

 

wont hurt to get an sar running to Halifax get all the statements..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Guys the letters have come. Drydens letter says their client is Bank Of Scotland. There is also aletter from BoS saying we have withdawn Henderson Booth Snell and haded the case to Drydens.

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good now you know your target

 

 

did you get that sar running?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No i have done nothing since we last had contact, i was waiting for these letters.

 

what should i do now?

 

Also they sold the property at the time for £75k and it was easily valued at £100k all day long

 

Should i contact Drydens to acknowledge them and let them know i am contacting BoS regard SAR, because their letter says BoS will refer me straight back to Drydens?

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do as you were told before

get an sar running

 

 

for the minute let them sweat

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

I have had no contact from Bank of Scotland after my application for SAR but drydens have wriiten to me since then.

Drydens have said that as i have not contacted them they will pursue various means available to them or he debt.

 

What should i do now?

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As post 32

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

do as you were told before

get an sar running

 

 

for the minute let them sweat

 

...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Read it properly

Doesn't say will anything

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

If they don't currently have a CCJ for this debt, then ignore them. Even if they issued a court claim, you could defend and it would be months before any hearing. With these mortgage repo shortfall debts, it can be years before any court claims are issued and they sometimes don't bother.

 

Wait for SAR info to come back from Halifax/BOS.

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Its been 40 days and no reply from BoS, i called and they said they have not received any request from me. Are they avoiding the issue and what should i do now?

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has the PO been cashed you can check

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

call them and ask for the address to send it too.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nope

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

I have received another letter from Drydens,

they have also called a few times on the mobile but i ignore them

 

The letter says that if i dont contact them then they will assess me for legal action.

 

BoS are not replying to my SAR request, am i running out of time with Drydens?

Drydens08-05-17.pdf

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drydens are powerless, they operate for Halifax

and it will be their clients decision to litigate

or begin the process

 

 

ignore

 

 

await the sar

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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