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    • if it's a total loss but not structurally damaged it'll be Cat N.   Of course you can insure a Cat N car, there are loads about that have been repaired. It's unlikely that your current insurers will insure it, however.  It is also normally more expensive to insure a Cat N car. Get on to some brokers and run the numbers.  
    • Lol! Yes, lookinforinfo,  I picked up on the word "Must" .... As you say, they have not done what they legally "Must" do I'm going to buy the Dummies Guide to Law and see if DCB(L) will give me a job   I'm also looking forward to CPR 27.1(1)(b)    
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    • Yes, I read that, that's what prompted me to think of not mentioning it here yet. This is what I was referring to earlier, seems credible, if anyone was interested: (although I don't want to stray of topic ) At the final hearing in 2016 at the Bolton County Court we relied, you might think unwisely, on a defence that the signage was illegal.  ParkingEye’s Claims Handler, David Greenbank, although not attending the hearing, had submitted a Skeleton Argument containing a claim that they had been granted planning permission for the signs retrospectively. The judge found in favour of ParkingEye and anyway we had run out of time and he was anxious to move on to the next case (back-to-back parking cases).  We had evidence to prove our case, but weren’t allowed to present it. Parking Prankster: The great private car park planning approval scam PARKING-PRANKSTER.BLOGSPOT.COM Guest blog from shuteyepark, from the Consumer Action group forums In December 2013 my daughter received a Parking Charge Notice (PCN) fro...  
    • nope. shows where you've been reading up then...though so cag does not recommend filling any defence that plays any of your cards thats not till WS stage if it ever goes that far. when you've done the sticky, scroll down on it further and you'll see the defence section. dx
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Argos Forced to take refund on gift card as debit card used to pay was lost/stolen - What are my rights?


Vulpine
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Hi all,

 

Long story, which I will try to keep short for you!

 

I purchased a Humax Freeview recorder for £199 in Jan 2016 on my debit card.

 

Over time it developed lots of faults,

such as random crashes,

missed programs,

freezing and even not turning on.

 

After researching the product online,

I decided to take it for a refund - Lots of similar stories from other users.

This was within a year of purchasing it.

 

The girl on the till wouldn't refund to my debit card as the card I used to purchase it had been reported lost/stolen.

 

I was made to take a refund onto a gift card, which I reluctantly accepted, thinking I'd buy another freeview box from them anyway. After reviewing the options, I decided on a £400 TV instead.

 

Bought the TV and the picture quality was awful, with vertical banding (dark black lines) particularly on one side of the screen and generally poor quality image quality when compared to the 10 year old TV it was replacing!

 

I took this TV back and swapped for another of the same

- this one also produced a poor quality image,

I got in touch with Argos via their live chat feature on their website today.

 

The girl I was chatting to called the store that I got the TV from (FastTrack) originally and she came back saying they would refund £200 cash and £200 to my new debit card as long as I could provide the long card number and expiry date.

 

I printed the chat transcript, called my bank to get these details and took the card number, the transcript and all my receipts into the store for my refund.

 

They denied ever saying this to the girl at the customer service centre and said that they cannot refund to my card without the card, which I explained was impossible as it was reported lost/stolen!

 

They wouldn't do it with a printed bank statement showing the original transaction either.

They also said the store has final say on the matter and gave me an 0345 number for head office, which I called tonight only to be told I have to email head office as they were "only customer service, so we don't have the authority to override the store's decision".

 

No phone number for head office apparently?!:mad2:

 

Has this happened to anyone here and where do I stand?

 

 

I don't want to keep buying "blind" at Argos and would prefer to take my money elsewhere - somewhere I can actually see the TV in action before purchasing.

 

Thanks very much in advance for any advice you're able to give before I write to Argos Head Office tomorrow :)

 

Looking at their returns and refunds policy suggests the following can be used as a proof of purchase. All of which I can produce.

 

WHAT COUNTS AS PROOF OF PURCHASE?

Any of these:

 

 

 

  • Till/kiosk receipt
  • confirmation email
  • e-receipt
  • your order number

If you can’t find one of the above, don’t worry. We should be able to sort everything out if you have:

 

  • your card/bank statement
  • the email address used to buy your item

 

Hmm. Surely, as I can provide all the above (bar the stolen/lost payment card) proves I am the person who purchased the Freeview box to start with, so why are they not prepared to refund me?

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Hi Vulpine and Welcome to CAG

 

If you could expand a little with regards to the following...and what you have done since to clarify with your bank ?

 

" The girl on the till wouldn't refund to my debit card as the card I used to purchase it had been reported lost/stolen. "

 

Regards

 

Andy

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