2002 Black Horse PPI

[geoff78]

good morning all,

whilst trawling through old paperwork searching for anything relevant to a separate issue i have, i have found an old black horse finance agreement from 2002.

i have no other paperwork relating to it.

there is ppi on the agreement and i have detailed on the agreement:

the furniture cash price,

monthly interest rate,

apr,

number of monthly repayments and amount of each payment.

 

However there isn't any breakdown of the monthly payment although i'm assuming i can work that out from the other figures on the agreement ( although i haven't been able to work out the correct formula yet ).

 

Although the box is ticked for requesting the payment protection plan and explains it is optional,

i know the salesman told me that i had a better chance of getting the finance if i took the ppi

( this was my first significant purchase when i moved out of my parents ).

 

I guess i need to SAR Black Horse although i don't hold out much hope of them having anything after this long.

 

i was just wondering what you think my chances of success would be?

the ppi was never claimed on and the finance was repaid.

[dx100uk]

we've seen BH data back to the 1990's

 

 

you might even be able to work it out without the statements if it went full term.

 

 

read this.

http://www.consumeractiongroup.co.uk/forum/showthread.php?318646-PPI-Single-Premium-Your-questions-answered(1-Viewing)-nbsp

[geoff78]

Excellent info, thanks DX. will have another play around with the figures later when the house is quiet and see what i can make sense of.

[ThedaBara]

good morning all,

whilst trawling through old paperwork searching for anything relevant to a separate issue i have, i have found an old black horse finance agreement from 2002.

i have no other paperwork relating to it.

there is ppi on the agreement and i have detailed on the agreement:

the furniture cash price,

monthly interest rate,

apr,

number of monthly repayments and amount of each payment.

 

However there isn't any breakdown of the monthly payment although i'm assuming i can work that out from the other figures on the agreement ( although i haven't been able to work out the correct formula yet ).

 

Although the box is ticked for requesting the payment protection plan and explains it is optional,

i know the salesman told me that i had a better chance of getting the finance if i took the ppi

( this was my first significant purchase when i moved out of my parents ).

 

I guess i need to SAR Black Horse although i don't hold out much hope of them having anything after this long.

 

i was just wondering what you think my chances of success would be?

the ppi was never claimed on and the finance was repaid.

 

You should be ok... I managed to claim PPI back from Blackhorse a couple of years ago... it was a loan for a car (about 12 years ago) and they definitely told us the PPI was essential to the loan, even as homeowners. Good Luck! TB