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Restons Arrow HSBC credit card debt


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Hi

 

Ive just received a letter from Arrow stating that my debt with them (which i did not know i had) is now with Restons,

 

I just called restons to find out what the debt was for and was told it was HSBC but passed to them from Arrow,

 

i disputed the debt and was told that they would take legal action,

 

I offered a settlement of £900 as the total of £1750, but it was declined

 

Any advise please

 

Thank You

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told they WOULD take legal action NOT HAVE

 

that's restons for you..

 

ruddy fleecers

 

send arrows a CCA request

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what the defaulted date

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

but is it defaulted

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

strange they usually default before sale.

 

 

CCA request time IMHO

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

to arrows the owner of the debt

in my humble opinion

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi

Today 04/03/17 I have received a letter from Arrow saying

 

'' We do not accept that we are the creditor as envisaged by the above statue. however we are willing to assist in obtaining that which has been requested, We will now process your request for documentation from the creditor and will revert in due course''

 

Arrows however have put a default on my credit file

Can they do that if they dont own the debt or am i missing something

 

Thanks again for your help

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You said there was no default earlier!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I checked my credit file today and now there is a default on there

 

Thanks

 

It says on clear score

 

''Negative 1

 

You have had at least one account in Default or Repossession (ARROW GLOBAL LTD) ''

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  • 2 weeks later...

until they do with an enforceable agreement they are going nowhere

 

 

re the default

it would have been hsbc that defaulted it just before the sale

have you received a thing called a notice of assignment?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

we know that...

when a debt is sold

the buyers name replaces that of the OC..

let it run...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Hi

Just to let you know ive received 2 letters saying that they are waiting for the appropriate paper work from their client, is there anything i should do next

 

Thanks

Ian

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yes don't miss your defence filing date WHATEVER de's or does NOT happen

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ignore wrong thread

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 10 months later...
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