Jump to content


nimbletiger01

Minicredit unaffordable lending

style="text-align:center;"> Please note that this topic has not had any new posts for the last 418 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi there

 

I wanted to make a complaint about loans issued to me by Minicredit back in 2012 (ish).

 

 

I know they have been wound up but when I went to Opus/ Kapama they said they have no record of them?

 

I have read on here though that they are all the same company so I am confused.com.

 

Is there any point in going to the FOS if they claim to have no record or is this a known avoidance tactic?

 

Also does anyone know who was the appointed Administrator for the MC wind up / dissolution as I thought I could possibly trace it through them but I am struggling to find this information online (even at companies house).

 

Any help would be much appreciated.

 

Thanks

Share this post


Link to post
Share on other sites

Opus/Kapama ARE minicredit. Same people run it.

 

 

They just created those companies to "buy " the debts when minicredit were being chased by the regulators.

 

 

Someone on here actually spent a lot of time digging into the workings, including going to their "offices" Which in reality was a run down empty garage.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Soooooooo.........they're telling me porkies?

 

Do I go to the FOS?

 

Has anyone else been told that there is 'no record' of their loan.

 

I found the IP/ Administrator by the way.

Share this post


Link to post
Share on other sites
Soooooooo.........they're telling me porkies?

 

 

Minimuppets prime business method.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

no point really going to fos - lots of us have had complaints upheld but no way of getting money back from them whatever sneaky way they restructured....only worth going to FOS is Opos/Kapama are chasing you and the debt is made up of lots of charges

Share this post


Link to post
Share on other sites

Hello, I had a loan with these sharks in 2012 - basically got 6 months before the 6 years is up, has anyone had any success in claiming back unfair monies from this tossers?


45k Debt - June 2016

35k Debt - May 2018

 

The battle is slow but I will win the war

Share this post


Link to post
Share on other sites

yes go try cant hurt

get an IRL complain running

see our guide


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...