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Hi there

 

I wanted to make a complaint about loans issued to me by Minicredit back in 2012 (ish).

 

 

I know they have been wound up but when I went to Opus/ Kapama they said they have no record of them?

 

I have read on here though that they are all the same company so I am confused.com.

 

Is there any point in going to the FOS if they claim to have no record or is this a known avoidance tactic?

 

Also does anyone know who was the appointed Administrator for the MC wind up / dissolution as I thought I could possibly trace it through them but I am struggling to find this information online (even at companies house).

 

Any help would be much appreciated.

 

Thanks

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Opus/Kapama ARE minicredit. Same people run it.

 

 

They just created those companies to "buy " the debts when minicredit were being chased by the regulators.

 

 

Someone on here actually spent a lot of time digging into the workings, including going to their "offices" Which in reality was a run down empty garage.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Soooooooo.........they're telling me porkies?

 

 

Minimuppets prime business method.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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no point really going to fos - lots of us have had complaints upheld but no way of getting money back from them whatever sneaky way they restructured....only worth going to FOS is Opos/Kapama are chasing you and the debt is made up of lots of charges

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  • 1 year later...

Hello, I had a loan with these sharks in 2012 - basically got 6 months before the 6 years is up, has anyone had any success in claiming back unfair monies from this tossers?

45k Debt - June 2016

35k Debt - May 2018

24k Debt - April 2020

 

The battle is slow but I will win the war

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yes go try cant hurt

get an IRL complain running

see our guide

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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