Jump to content


style="text-align:center;"> Please note that this topic has not had any new posts for the last 883 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

 

I am about to file for bankruptcy in Scotland for £20,000 in debt.

 

I've buried my head in the sand for years and see this as the only way out,

I only earn £800 per month and my husband gives me £800 for household bills.

 

I am concerned regarding dealing with official receiver and then requesting bank statements .

 

I have been gambling on average £40 per week for the last year and my husband has also made large transfers into my account for a loan he had taken out ( he had no bank card at the time so in effect he was using my account and my card).

 

Will the official receiver scrutinise every transaction?

Will the fact my husband has sent a lot of money to my account matter ?

And could a bankruptcy order be made due to the gambling ?

 

I was already up to my eyes in debt but the debt wasn't occurred due to gambling.

Any winnings I did have were to pay for household goods

, I don't have a lavish lifestyle and have no spare money to do anything.

 

It's the thought of providing bank statements that terrifies me,

I don't want the official receiver going crazy at me for wreckless spending

 

. I suffer bad enough with anxiety and the thought of dealing with this part is making me ill. Any advice would be greatly appreciated

Share this post


Link to post
Share on other sites

Can you list your debts?

And when you took them out

Type of credit

Who with

Who owns it now

Default date


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites
Can you list your debts?

And when you took them out

Type of credit

Who with

Who owns it now

Default date

 

Yes have a list of all debts and the amounts, when debt was taken out and amount owed

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...