MCE/mortimer CCJ for sainsbury loan- now 9yrs old - trying to Enforce it?

[Ho Chi Min]

Thanks everyone

[Ho Chi Min]

Yet another letter arrived today, this time from Engage (part of Marston)

 

I will as always ignore this one too, although I do like the referrence to a CCJ having been obtained.

Yes, it was 11 years ago.

 

But before I go I'd like to run something past the wise and sage on CAG.

 

It's now 11 years this month since they got the CCJ.

They did nothing with it in terms of enforcement, I suspect because they mistakenly thought they had a charging order.

 

Now they could go back to the court and ask for permission to enforce the CCJ but would have to explain both why they took no enforcement action within the 6 year limit, and then left it another 5 years before coming back to the court for permission to enforce.

 

I'm not one to say 'never' but in my assessment they dont have much chance of convincing a court to excuse their oversight/incompetence and grant permission to enforce.

 

However, I'm a little stubborn and would like to see them write-off the amount.

Would it serve any purpose to engage a solicitor to put pressure on them to capitulate and write this off?

 

If so can anyone suggest a solicitor who would be willing to take this on.

Past experience is that most solicitors dont understand exactly whats going on here, either with the time since the CCJ or the restriction K.

 

Or should I just put up with them adding to my ever growing pile of polite but meaningless letters.

 

engage.pdf

[AndyOrch]

  Put it with the others and ignore.

[dx100uk]

scan everything

shred everything

give it all to the hamster foundation.

 

 

[dx100uk]

open

 

[Ho Chi Min]

Hi, and thanks dx100uk for opening the thread

 

Well another year passed and another letter has arrived.

 

Just to recap the CCG is now 12 years old and for the first 6+ years I heard not a peep from these guys. Then in 2017 they suddenly popped up having realised they might have missed the boat.

 

I have diligently refused to discuss this with them despite various threats.

 

The latest arrived today and takes the form of a threat to seek an attachment of earnings order.

 

So I think I know what the answer you guys will give, but I'd just like to make sure on that.

 

Edited September 19, 2020 by Ho Chi Min

[renegadeimp]

Keep ignoring. Absolutely nothing they can do. They know theyre out of time, but hope you dont.  So for the price of a letter they hope theyll get thousands out of it.  

Just remember as well, its a form letter. Auto generated. The only parts different to everyone elses are the dates name and address.

 

Edited September 19, 2020 by renegadeimp

[Ho Chi Min]

I guessed that would be the advice but you have my thanks anyway.

 

 

[renegadeimp]

Just rest easy knowing that they can never do anything. If they are stupid enough to go back to court ( they wont), you can just ask a judge to ask them...  theyve had 12 years to chase it.  Why now?

it is extremely rare enforcement orders are given on CCJ's over 6 years old.   And youre talking like 1 in a million . Or more.

 

[dx100uk]

pdf next time please!

[Ho Chi Min]

Thanks for the advice

 

.....and I'll PDF it next time.