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Question about Natwest loan


bobflemming
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Hi,

 

Ive got a £4900 claim in with Natwest.

When it all went wrong last year I moved to HSBC but still needed the natwest account becauce I have an unsecured loan with them for around £23000

 

My question is can they clase my account and request payment of the loan back in retaliation?

 

If so does anyone have and suggestions how I might be able to deal with it as im quite sure I wont get a loan with anyone else to pay it off.

:?

[sIGPIC][/sIGPIC]

 

NatWest £4940 with contract interest prelim sent 13/11/06

Recieved first bogoff letter 18/11/06

HSBC £320 with contract interest, prelim sent 12/11/06

 

Natwest Visa £825 with contract interest, prelim sent 15/11/06

 

Barclaycard S.A.R - (Subject Access Request) 7/11/06

 

MBNA S.A.R - (Subject Access Request) 7/11/06

 

Shell Visa S.A.R - (Subject Access Request) 15/11/06

 

Amex S.A.R - (Subject Access Request) 7/11/06

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Natty might be best placed to answer this but my understanding is that the loan agreement is seperate to the current account agreement so unless you breach the terms of the loan agreement I don't think they can do anything about it.

 

Paul

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Thanks paul. That puts my mind at ease a bit. Last thing i need is trying to find over £20000 with my credit rating!

[sIGPIC][/sIGPIC]

 

NatWest £4940 with contract interest prelim sent 13/11/06

Recieved first bogoff letter 18/11/06

HSBC £320 with contract interest, prelim sent 12/11/06

 

Natwest Visa £825 with contract interest, prelim sent 15/11/06

 

Barclaycard S.A.R - (Subject Access Request) 7/11/06

 

MBNA S.A.R - (Subject Access Request) 7/11/06

 

Shell Visa S.A.R - (Subject Access Request) 15/11/06

 

Amex S.A.R - (Subject Access Request) 7/11/06

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