Jump to content


Lowells cap1 debt and cabot mint card debt


bezzy0_0
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2605 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Well back after little break off here,

 

Lowell's have decided that its time to up to next stage the ping pong letters i have been recieving from them for cap one and cabot financial the same , although not has much , the address on rear of envelope from cabot and lowells are the same?

 

These debts have always been disputed by me ,

but were sold on regardless theres been a steady flow of letters to lowells and myself , usually letters from them mostly discount offers,

 

 

these debts went off my credit files last year,

the last payments made to both cap one and mint was march 2011,

 

 

am i right in thinking the increase of activity from them both is that its close to statue barred? (5 weeks away) cant seem to understand how to put up the lowells next sep assessment letter up for you to view from my ipad?

 

What i really want to ask for has what i do next course action or options?

 

 

Sit tight do nothing,

send off prove it again or cca again ?

 

 

What would their next move be ,

their letter suggest WE MAY consider involving an external collections partner who deals with unpaid accounts like yours? Or will they try a ccj maybe?

 

I will try and figure out to upload pics from my ipad on to this thread , but not having more joy sorry.

Link to post
Share on other sites

Might be worthwhile to hold off until March when they are deffo SB, then you can remind them if they persist and if they actually issue a claim before then CCA, and defend..

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Might be worthwhile to hold off until March when they are deffo SB, then you can remind them if they persist and if they actually issue a claim before then CCA, and defend..
thanks for speedy reply,

was thinking along the same lines has yourself, but when you say if they actually make a claim( do you refer to a CCJ)

They did craftly add £1 for april payment but i know thats the cca request payment for mint and cap one, i have other debt £1 going out on bank statement same time so i feel i could prove that wasnt a payment to the accounts

Link to post
Share on other sites

You dont have to prove anything. They have to prove the payment. Not you.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Might be worthwhile to hold off until March when they are deffo SB, then you can remind them if they persist and if they actually issue a claim before then CCA, and defend..
r

Brassnecked Would it be wise has a precaution measure to send off CCA again anyway?

Link to post
Share on other sites

r

Brassnecked Would it be wise has a precaution measure to send off CCA again anyway?

 

Yes if you haven't already.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Just quick one, is the p/order payee left blank and its a crossed postal order sent?

 

Yes

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

bezzy

 

you would do an awful lot better if you refrained from making

new threads every time you get letters

 

you already have a thread for the cap1 card here:

http://www.consumeractiongroup.co.uk...edit-Card-Debt

 

and for the mint card here:

 

http://www.consumeractiongroup.co.uk...edit-card-debt

 

i'd post the relevent updates on those threads

 

so's not to waste people time

in re-advising same thing again and again

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...

Thankyou for your comment ,

it's true I had not been on the site for a while and was involved avidly earlier within the forums,

 

genuinely could not locate my earlier old posts even looking on my profile,

 

 

had a lot of health and major issues since then which I won't go through on here,

 

 

but I can assure you I AM NOT WASTING PEOPLES TIME,

 

 

far from it I respect this site and all that take time to help on the forums

Link to post
Share on other sites

threads aren't in your profile..

you click your username in blue on the left and click find threads

 

 

not saying you are wasting peoples time purposefully

but this is not the first time you've done it

 

 

but as you now know how to find you threads

you wont make the unfortunate mistake again.

 

 

now, why not copy the relevant posts here to the relevant threads.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

,,,,:rockon::rockon:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...