Jump to content


Hoist - Old Egg Debt default CCJ - now AEO request - Debt is stat barred??


king_olaf
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2281 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi There.

 

My wife has just received through the post an attachment of earnings form from the MCOL Business centre.

 

A CCJ was awarded in default as was sent to a previous address.

My wife only found out about it when she received a Noddle credit profile change notification.

 

She spoke to Robinson Way who advised it was issued at a previous address.

She gave them our new address and interestingly the attachment of earnings form has come through to our current address.

 

Details of the debt:

 

Original creditor was Egg (so suspect any CCA would be "interesting" to say the least)

Default was issued in 2012 according to her credit report

Original agreement was taken out we think in about 2006.

Balance was about 1650

 

CCJ balance was just over 2.5k (plus now another £110 attachment of earnings fee added)

We are convinced the debt is statute barred as my wife is convinced she hasn't paid anything towards this for a long time.

 

I know we need to look at getting this set aside but unfortunately we cannot afford the fee to do so, and we don't fall into the category where we can have the fees waived.

 

Is there any other way around this?

Surely they would have records and would know when the last payment was made, so if so then is this not an abuse of court process by submitting the claim?

 

Any advice on next steps would be greatly appreciated.

Link to post
Share on other sites

Phone egg now

Ask last payment date

Get proof sent in writing if it was +6yrs before the CCJ date

The claim form was 1month before that which is your important date!!

 

If there was 6yrs gap then its sb'd

 

You might find hph2/hoist might agree to a set aside by mutual consent that will cost you nothing!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Usually for cards yes

But it might be better to ring egg at Canadian square as I bet yours is a citigroup one now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 year later...

hows this going?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

who said?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...