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andyg1

DEFAULTS can a second one be added after the initial one has expired

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Hi All

 

My defaults are dropping off my file . Can a second default be initiated against any of them , either by the original lendor or DCA new or old. ?

 

Or is it one default term per debt ?

 

Thanks

 

Andy

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Simple answer. No!

 

Longer one. Once a default is placed it will vanish after 6 years. If a creditor placed another default with a later date, you can take action against them.

 

The only change that can be made is the name of the creditor. When a debt is sold the new owner can replace the name of the original creditor with their own but the dates MUST stay the same


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Thank you

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