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DEFAULTS can a second one be added after the initial one has expired

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Simple answer. No!


Longer one. Once a default is placed it will vanish after 6 years. If a creditor placed another default with a later date, you can take action against them.


The only change that can be made is the name of the creditor. When a debt is sold the new owner can replace the name of the original creditor with their own but the dates MUST stay the same

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