I've not had to deal with anything like this so i just want to make sure nothing has changed.
I received a Court Claim Form for what I'm guessing is a old catalogue debt.
Lowell Portfolio LTD
The POC says:
1) The Defendant entered into a Consumer Credit Act 1974 regulated agreement with Shop Direct under account reference ********
2) The Defendant failed to maintain the required payments and a default notice was served and