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I would like some advice regarding the rent to home buy scheme. we entered the scheme some years ago and was told within the paperwork and contract that we would receive the first years rent back toward the deposit and fees. when the term was up the housing association wrote to us asking if we were going to buy the property. in this letter they said the first year rent allowance would be deducted from the asking price upon the completion of the sale. because we did not have the funds for the deposit ourselves as we were expecting the funds from the housing association we had no alternative but to advise them them that we could not afford to purchase the property. they proceeded to issue us with an eviction notice and we were declared homeless by the local council. Have they failed in their duty of care? have they breached contract?

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