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    • images/posts removed . please do not post jpg picture images directly to a post . read upload and redact in jpg then convert using on of the listed websites there to convert to one multipage pdf only . that way only logged-in,registered and approved caggers are the only ones that can download and see them . else anyone can see them caggers or not. dx
    • OK, I will do now.   I did look to black out certain things, but I was not sure what I should and should not redact and there was nothing on there that was personal enough for me to be concerned with being made public. So I am happy for all to view, but if you are kind enough to redact what is needed as per the forum rules, that would be amazing.     I was planning on collecting up other court cases they have lost, to refer to as part of my evidence, I'm not sure if this is worth doing or could just confuse matters?   But there seem to be many where the judge has ruled against them because of confusing and not clearly displayed signage, trespass, as well as their charge being £100, which is more than the Bevis case said was reasonable.    A quick search found this article as one example KBT cornwall lose case article.pdf   Lastly, I will go to the site to get updated images, but from google earth, you can see from the pictures the entrance states it is for the hotel parking, which I follwed instructions and gave my details to the hotel. Where I think my car was parked (it was that long ago I'm not exactly sure) there are signs on the opposite wall, but it was 12.30am, pitch black and they could not be seen.           Claimants_WS.pdf
    • yes but have the landowner paid this years contract fee. no evidence they have in the ws. pop it back up now if you wish. the forum is quiet i'll redact it for you so we have the info.   dx  
    • Thank you all so much for taking the time to comment and help, I really do appreciate it.   Just to elaborate a bit more on the background, just because my lack of knowledge of the process might mean I've actually done things along the way that I did not know what they were and so hadn't mention it.    When they decided to go to court, I was offered mediation, which I took. I offered to pay the reduced rate, just to make it go away, but insisted it was not an admission of guilt, it was a goodwill gesture to save us all the effort of court. They refused and wanted £250.    A court date was set, but in Leeds, then a couple weeks later I received another letter saying it had been moved to London.   I was not aware I had any say in which court it would be held at, but I now understand i have good reason to request it is moved to a local one to me, which is also local to the offending place, I will call the court tomorrow and explain that. But so far I have only been told what is happening, I've not been given the choice for anything.   They seem to be going down the route of a contract breach, not trespass which is interesting. There is a document in the evidence which has the agreement between themselves which I assumed meant they can pursue me.    I am going to visit the site again shortly, at midnight the time of the offence and take pictures to build a case file of the route I took to enter the car park, how it is in the hotel grounds and no signs can be seen.    Am I right in saying, the fact they do not actually have any pictures of my car in the location they say it was in, just because all of the pictures they have were at 12/30am and it was pitch black, I am going to say my car was parked correctly in the hotel side, not on their land and it is then up to them to prove otherwise, which they are not able to do, because the burden of proof lies with the claimant I think?
    • did you move during the duration of this agreement.   dx  
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Lowell/Lowells Solicitors Claim form - old Orange mobile 'debt'***Claim Discontinued***

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today received a letter from lowells Solicitors regarding an outstanding debt to orange

 

I received on prior to Xmas and asked them to supply me with the following

 

Contract/Agreement

Statement of Account showing details and dates of debits and credits

including

payments,

interest and

charges to the account and

the current amount outstanding;

Copy of Default notice,

copy of formal demand;

and where the debt has been sold,

copies of letters from original creditor stating that,

plus letters from current creditor stating that

 

the reply is as follow ,

 

As this is a telecommunication account it is not regulated under the consumer credit act1974 therefore the original creditor is not obliged to provide you with a copy of the agreement.

 

The default notice would have been sent to your address at the revelant time

 

.We have requested a copy of the account statment and will forward this to you upon receipt .

 

We can confirm that the account was taken out on sept 2008 with mobile number -------------- and defaulted on the 15 oct 2013 due to non payment .

 

the last payment was made on March 4th 2013 for the amount of £220.83

 

.Please contact us with suitable repayment plan within 14 days to confirm your prefered method of payment and date from the options located on reverse of this letter

 

.if no response is received a claim form may be issued incurring costs

 

.If you do not respond to the claim we may apply for a CCJ which could impact any future credit applications mortgages or even some employment while it remains unsatified on your credit file.

 

Questions are as follows

 

is there a lawfull request to obtain the original agreement or are they allowed not to disclose this.

 

Also I do not recall ever paying this amount so I will be checking with my bank to verify this .

 

Am I allowed to have the requested items I did ask for.

 

Anyone posssible to help out on this one please.

 

Thanks

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you can request what you like

but sadly theres no consumer credit agreement so you cant force them to disclose

its a request.

 

id be proving that payment and the ones beforehand too.

 

tell us about the contract you signed up too?


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cheers for that

i will contact bank tommorow about that payment

 

 

regarding contract i do not know what contract it was

 

 

surely they have a legal duty to supply you with a copy of their contract or you could be paying for something you didnt ask for or get

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Did you have a mobile phone with Orange/EE?

 

Is what you posted in #1 verbatim as to what you requested from lowlifes?

 

Mobile phone contracts, are simply ''service agreements'' UNLESS (as is the case with O2) they split the service agreement, and give you a handset under a credit agreement.

 

A statement of account, 'should' be sent annually either by the OC or the goons chasing for your hard earned.

 

Most of the other info you requested would need to be sent to the OC under a SAR (£10) which would/should get you the full run down of the account.

 

TBH the response you got from lowlifes is pretty standard, and looks like it hasn't been read by at all, least of all by an adult.

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Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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thanks for last so if i write to orange asking for sar request first off then write to lowlife stating i have sent orange a sar and will contact them as soon as i recieve the sar back after checking it does that sound ok

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thanks for last so if i write to orange asking for sar request first off then write to lowlife stating i have sent orange a sar and will contact them as soon as i recieve the sar back after checking it does that sound ok

 

No just request the DSAR...your not obliged to inform Lowell of anything...the debt has been assigned to them all they have is your name and address and the amount outstanding and who they bought it from.......they dont have or hold any documents.

 

Regards

 

Andy


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thanks for last so if i write to orange asking for sar request first off then write to lowlife stating i have sent orange a sar and will contact them as soon as i recieve the sar back after checking it does that sound ok

 

Yes agreed, you are under absolutely NO legal requirement to inform lowlifes of anything, send of the SAR with a £10 postal order (leave it blank).

The SAR is here http://www.consumeractiongroup.co.uk/forum/showthread.php?387306-Full-Subject-Access-Request-**Updated-January-2015**

Obtain ''proof of posting'' as a minimum, if you can afford it, send it by recorded delivery, they have 40 days (calender) in which to comply with your request.

 

Ignore lowlifes, all of their letters are spat out of their computer at regular intervals, writing to them won't do anything to stop that. Just ignore them.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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thanks for that from both of you question do i send it to orange or ee as now known and if so have you an addresss please

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Customer Services

EE

6 Camberwell Way

Sunderland

Tyne and Wear

SR3 3XN

United Kingdom

 

 

I 'think?' that is the address, I pulled it off their website anyhow.

 

Address it to the ''data controller''.

State that it is for an Orange account in the SAR, ignore lowlifes totally.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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update

today again 2 letters in same envelope one from lowells and one from lowells solicitors

one from lowells saying it been passed to their solicitors

and one from their solicitors saying it has not been paid yet reply or leave well alone???

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not a lot you can do really if they are going to issue a claimform no-one can predict really.


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You ''could'' respond with one line,

 

Dear Bill&Ben,

I am awaiting a response from Orange, they have 40 days in which to respond.

Regards.

PRINT NAME.

 

OR, you could just ignore them totally, I know what I'd do, their intimidation techniques are puerile, don't fall for them, they are deliberately designed to get you to contact them and trip yourself up.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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yet another letter from lowlife letter of claim nothing heard from me in 14days then they will commence cc action any advice please:-(

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no read it properly

bet it doesnt say WILL anywhere


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we have not heard from you regarding your orange account and are instructed by our client, Lowell Portfolio to commence legal action and issue a claim against you in county court bulk centre in respect of this debt

 

you must contact us to make arragments to pay within the next 14 days or a claim WILL be issued without further notice to you.

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well that's the pot luck letter I mentioned they might send.

 

you could get a claimform you might not.

 

theres no way of knowing.

 

but if the debt is mainly termination fees etc they'll get no where

 

did you ring ornage and check you were making payment till 2013 like lowlife claim?


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sorry for the late reply

 

I did check with bank

yes there was a payment made for the sum by direct debit

 

as this is my wifes bank account she cancelled it as it was always the same

however what i dont understand i have asked her this and she also says the same she had only one phone and that was a contract phone :mad2:

 

 

she does not think there was anything else involved but the price seems very steep for one contract phone

 

I have not phoned orange but have sent them a sar and awating this back question regarding sar what will that show?????:?::?::?:

 

delivered 25 jan signed for

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SAR will show you everything, all transactions, payments, bills, charges and will show you how the figure lowlifes state, has been made up.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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thanks for that

 

wondering why i am getting this mail straight after each other

 

i wonder if ee have told them i asked for sar to try and get it to court before i can see what what:?::?::?::?:

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or before it hits the shredder...

 

I doubt EE would be telling the DCA anything about your SAR

they wouldn't be the least be interested or involved in any court cases


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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wondering why i am getting this mail straight after each other

 

Because it is spat out by a computer, it doesn't know or care, what you are doing, least of all asking for a SAR.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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hi

just received the sar from orange ee

 

the debt to lowells is debt of air time 639.13

and contract charges of 1579.23

 

a load of other documents also found out my wife had 2 of my kids on account:x:-x

this is so confusing

 

what do i need to look at

 

ee states that they do not hold any original signed documents

 

that these original documents are no longer available

 

any advice please

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Air time being what you used? £693.13....

 

Contract charges £1579.23 how is this figure made up?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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sorry for beign dum but i have a shred of idea i dont think i would have used 693.13 i take it that the contract charges are for the reminder of the contract would it say where these charges are

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I completely agree, so what is that figure they're claiming you owe??

 

IF it is indeed the ''remainder of the contract'' that they have added on, then it is a service they didn't supply, as you never used it, so you're not liable to pay this, you had no use of it.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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