Lowell/Lowells Solicitors Claim form - old Orange mobile 'debt'***Claim Discontinued***

[mystirio]

2218.38 i have added both up and it seems that the amount is as same as mine???

[AndyOrch]

I personally wouldn't worry about it......tis all irrelevant until/if a claim form is issued.

[mystirio]

ok thanks everyone youve been A GREAT help to me:-D

[Bazooka Boo]

[mystirio]

well as expected it came claim form

 

paticulars of claim

 

1 the defendant entered into an agreement with orange under account refrence //////////////

(the Agreement)

2The defendant failed to maintain the reuired payment and the service was terminated.

the agreement was later assigned to the claimant on 19/06/2014and notice was given to the defendant.

despite repeated request for payment the sum of £2.213.38 remains due and outstanding.

and the claimant claims

a) the said sum of £2,2318.38

b) intrest pursuant to s 69 county courts act 1984 at the rate of 8%per annum from the date the assignment to date of issue accuring at a daily rate of £0.486,but limited to one year,beign£177.47

c)costs

 

what is the way forward to this one :???:

[AndyOrch]

If you could read the following link and then copy and paste the Q,s and your responses back here for further advice.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**

 

Regards

 

Andy

 

Thread moved to Financial Legal Issues

[mystirio]

Name of the Claimant ? Lowell Portfolio 1 ltd

 

Date of issue – 28 feb 2017

 

What is the claim for –

 

1 the defendant entered into an agreement with orange under account refrence //////////////

(the Agreement)

2.The defendant failed to maintain the reuired payment and the service was terminated.

3.the agreement was later assigned to the claimant on 19/06/2014 and notice was given to the defendant.

4.despite repeated request for payment the sum of £2.213.38 remains due and outstanding.

and the claimant claims

What is the value of the claim?2580.85

 

Is the claim for a current account (Overdraft)

or credit/loan account or mobile phone account? Mobile phone

 

When did you enter into the original agreement before or after 2007? after 2007

 

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. debt purchaser

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? not to my knowledge

 

Did you receive a Default Notice from the original creditor? no

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no

 

Why did you cease payments? not working

 

What was the date of your last payment? 4/3/13

Was there a dispute with the original creditor that remains unresolved? not known

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan?no

 

however

the sar states that the amount of 639.13 is there but what suprises me that they continued for 4 months charging

also it states code crn type crnote but these are not listed on the list i had from them regarding codes

to me it looks as they are credit note as the figures have a minus in front of them

i will post the paper when i have blanked the account number

 

for some reason i cant post pic

[dx100uk]

PDF follow the upload

[mystirio]

hope this works

scan_1_ee_001(2).pdf

[dx100uk]

that note means that they wrote the debt off on their book and reclaimed what they could back from their ins and tax.

 

that's what always happens before a debt sale.

 

right regardless to what you hold

you still need too:

 

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.

dx

[mystirio]

CPR 31.14 Request this form you mean

 

[Bazooka Boo]

CPR the solicitors.

[mystirio]

regarding CPR31:14 for information it staes agreement termination assigment nothing about default notice do i include this???

 

ok to print name or leave blank

[dx100uk]

Read what the links say...

[mystirio]

...

 

sorted wish i was 40yrs younger:oops:

[mystirio]

letter from lowlife today 9 march stating that they have issued legal proceedings in county court cas no ///////// asking if i wish to make payment or by instalment bit pre mature i would say???? date issued same date as they recieved cpr

[dx100uk]

std practice

[AndyOrch]

letter from lowlife today 9 march stating that they have issued legal proceedings in county court cas no ///////// asking if i wish to make payment or by instalment bit pre mature i would say???? date issued same date as they recieved cpr

 

They will be sending you Notice of Assignment next informing you that they have bought the debt

[mystirio]

thanks

[mystirio]

letter from lowlife staing that as the matter refers to telecommunication account it is not regulated by consumer credit act 1974 our client is not obliged to provided you with the copy of agreement

 

 

enclosed notice of assigment stating this was the original sent to you by our client and orange 9 july 2014 funny i didnt get a copy of this letter in my sar any ideas what next please

 

also stated they have requested copy of statment relating to the account and these will be passed to you on receipt

[dx100uk]

you didn't send a cca request...usual rubbish from them..

 

just don't miss your defence filing date whatever happens

[mystirio]

as defence any idea of lines to use

 

also something fishy here

as both the letters from lowlife and orange

both same date

notice of asigment from orange

and letter from lowlife stating they purchased the debt

 

would that letter from orange regarding assigment be on my sar

 

only thing i can find regarding that is dated 25/6/14

the written off debt has been sold to lowlife

the debt of 693.13

air time

and 1579 contract charges are no longer our responsibility

so under no circumstances should orange be dealing with this account any payment after 03/05/14 will be transferred to lowlife as this is the date the file was created.

[dx100uk]

you seriously need to be reading like claimform threads with your players

you've been here since sept last year too

self help is part of CCAG.

I cant see you've looked at one other mobile claim thread.

NOA is quite ok for the buyer to use the OC's letterheads.

 

 

your defence is already on numerous identical thread..hint your thread title..

[mystirio]

thanks

[dx100uk]

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