Eon credit sharing data issues....

[allergor]

Afternoon everyone,

 

I have an issue with Eon Energy.

 

I checked my credit score as I'm about to apply for a mortgage and saw that I have 2 accounts with them.

 

One current one which is up to date and in £250 credit, and one earlier one that has lots of irregular missed payments and is closed and marked as settled.

See image...

 

I've been over and over with them for weeks about this and they can't really explain it.

They said at some point I switched providers and then came back.

 

They also have no record of me being a client prior to 2013 yet they have been reporting on late and missed payments during this period.

 

This has gone to the Complaints department,

then Alternative Dispute Resolution department

and to their datashare department.

 

Their datashare say the info is valid and they will not amend anything.

Only step now is the financial ombudsman,

 

I really don't have the energy to deal with this.

 

I'm leaving Eon for another energy provider as I've had enough.

 

What I ultimately want to know is,

will this 2nd Eon account from 2012-2014 showing missed payments affect my mortgage application?

 

Other than this, my other accounts are 100% in excellent order and my wife's credit file is also 100% excellent.

[dx100uk]

Yes it will

 

Go ring the ICO a and complain

If eon can't prove it they must remove it!!!

No excuses

[allergor]

Thanks for the reply DX,

 

Am I likely to be refused a mortgage or might it just stall or complicate things?

 

How can the ICO help me?

[dx100uk]

could be any of the above

 

 

if EON cant prove you had an account with them

then the FALSE info MUST be removed

 

 

go talk to the ICO.