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    • As I recall the only thing you tried telling us was based on a quote that you selectively edited by Lord James of Blackheath. You misrepresented it as a statement of fact when it was actually a question which was laughed at by his peers in the House of Lords.  We told you it was garbage, you asked us to prove it and we did.   Remember?
    • you need to realise that for every person that does come to CAG and register and tell their story...there are poss 10'000 that don't but search the interweb whereby threads that are here pop up relating to like issues they are searching upon.   Most CAG siteteam and many other registered Caggers give advice that bears this in mind and post information which not only informs the starter of a thread upon what to do, but also takes into consideration the readers from the interweb that also read the relevant advice given that might not be brave enough to register and fess up.   to that end, there is very little alternative than to appear to give 'grief' [you deserve it - tough] to a cagger should certain previous advice not have been followed.....yours is a very classic case of such. hey I've found a backdoor CCJ.   to put it bluntly, had you have followed such previous advice, you most certainly would not be in the situation you are in here now.. .so by example, not giving you grief, for future readers...………..   ...never ever move without informing a debt owner of a move of address on any consumer debt that you last used or paid within the last say 7yrs. your credit file is a major key to ascertaining that information.... .but don't just read this advice come to the consumeractiongroup.co.uk website and let us help.   lecture over... what can you do..or more importantly....what can a claimant do now they have a default forthwith judgement against you. well we can't guess.... they might simply ignore it as 1000's of people with CCJ's find out..but it becomes an issue should you wish to say get a mortgage, remortgage or further credit.   i'm not going to enter into any of that here...that's for the reader to start a thread here and seek advice on their individual situation specific to them as you have done....   so...  bearing the all of the above in mind...over to you with regard to this backdoor CCJ.   as for the other debts that you didn't action before...go read your old thread and action what appropriate advice is given there for each type of debt that has been given should you wish to avoid any further backdoor CCJ's.   dx                    
    • hello my very good helpful friend. I am afraid to say that i did not. As i did not realise the relevance of it.   Should i be doing this right now of anyone on my credit file ?   Plz don't give me grief if u have already advised me...   do i do the ccs request now to everybody in that thread ?    
    • aha busted and stupid ...no wonder you've got mixed information here. never trust anything they say ..they have a very bad reputation for stating the truth.   now can you go get your credit file please..   there are cases whereby a council on historic CTAX debts do go for a county court CCJ, but a liability order from a magistrates court has far more clout legally than a county court CCJ and i've never heard of a court sending a bailiff out for 'multiple' CCJ collection.   me thinks he is pulling the wool here a bit and has looked at your credit file and seen CCJ's too so thought he'd chance his arm and use those as further leverage.   don't worry about the sat visit simply ignore do not answer the door if he appears. your task is too gather data at present.   credit file please..        
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Fandango1972

Divorced, ex wife now wanting proceeds of sale of flat but she has 2 properties

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Hello, I'm posting on behalf of a friend.

 

 

They divorced with nothing agreed financially.

 

 

Ex wife's name is still on flat mortgage

but she was given the family home in a Verbal agreement that he kept the flat,

she also has another house mortgage paid in full that she owns with her sister.

 

 

She sold the family home to housing association but still lives there.

She has refused to sign sale of the flat contract unless she also gets money from that even though she's not paid into mortgage for over 11 years.

 

 

So in short,

she has a house and another house and also wants half of his flat.

 

 

Can he do anything?

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Hi and welcome to CAG

 

As your friend was married, the courts have very wide discretion to distribute assets and order maintenance payments, taking into account the financial needs of both individuals and what would be a fair distribution. Any financial settlement would include a decision as to what to do about the flat.

 

If the ex owns a significant amount of property and your friend doesn't own very much property, perhaps he should get to keep 100% of the flat. Though it is difficult to say without a detailed understanding of your friend's finances and his ex's finances.

 

The Law of Property Act requires all agreements concerning property to be writing. Verbal agreements in relation to the ownership of property are not enforceable, so I doubt there is anything stopping his ex from going back on the "verbal agreement". It sounds like your friend needs legal help to help him reach a proper agreement with his ex and to make sure that gets properly documented in a legally binding document.

 

Given that we are presumably talking about an asset worth a large sum of money, your friend needs to speak to a divorce solicitor.


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Thank you. Hopefully he will speak to someone tomorrow.

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