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Hi All,

 

I am being chased by Cabot for overdraft defaulted 2008.

 

 

I have received the SAR from the OC and there is nothing in the SAR to show terminated/default date etc.

 

 

There are no copies of any letters sent to me and no notice of assignments.

Should these documents be included in a SAR request or have they been shredded?

 

There doesn't appear to be any agreements either for the bank account (opened originally in 1984)

 

 

I am just deciding if I should resume paying as have just come out of a DMP.

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Paperwork would be scant for any overdraft(no agreement) apart from the statements......pity you have paid anything since 2008 would have been statute barred by now.

 

Regards

 

Andy


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well if the OC doesn't hold anything

then odds on cabot wont be able to get anything to try and enforce it.


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when was the account shown as closed in your SAR paperwork?

Some banks are very naughty and leave the account as being current when they have sold off the debt. This makes the SB date harder to figure out.

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