Jump to content


  • Tweets

  • Posts

    • So nothing to do with deprivation of capital, but bad choices of how they spend benefit monies.   Sounds like they are on a downward spiral to living on the streets and getting into an even worse situation.
    • 4 th time we've merged your threads  for complete history of your story please keeps to one thread
    • @dx100uk @ anyone else interested in Fighting HSBC UK  Staff/department non compliance and incompetence/interference in between HSBC UK and customers.   I wanted to know what you guys had to say about the reply i got from HSBC UK today.    Recap. I originally turned to HSBC UK to be reunited with Money i saved in accounts that where frozen and made dormant during the year 1995.   HSBC UK Teams tell me that HSBC UK only allows them to have access to account records dated back 6 years. there for they do not have the records, can not locate the records i requested for in my SAR. there for HSBC UK teams Ignored my SAR application for records of accounts made frozen and dormant during the year 1995. HSBC then claim if the accounts where closed they will no longer hold records of these accounts and tell that to the ICO. I again explained to HSBC UK and the ICO the records of accounts where left frozen and dormant.   HSBC UK teams continue to tell me over the phone that The records i requested for in my SAR, will not be located or do not exist because HSBC only allows them to have access to records of accounts dated back 6 years.    I returned to HSBC highlighting there is no such provision in the Data Protection Act.   HSBC UK teams today totally ignored my complaint again and confirmed with me they are classing my complaint as wanting to locate accounts that where closed.   Let me know what you think about the  HSBC UK teams response to my last complaint. Is there any other letters i can send them to confirm thay are not correct about what they have done.    The HSBC UK letter starts of by:You've been unable to recover funds you held in HSBC UK Accounts that were closed in 1994 to 1995, and to obtain the account details for the accounts concerned. You've been advised that we only retain records for up to 6 years, but you've been unable to locate any provision for this within the Data Protection Act (DPA). You require a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned. You feel your Subject Access Request (SAR) has been ignored by HSBC UK.   HSBC UK Teams now go on to explain: In respect of you being advised we only retain records for up to 6 years, but having been unable to locate any  provision for this within the Data Protection Act (DPA), I can confirm that under the DPA, we are obliged to only keep records for as long as we deem necessary, in order to effectively manage our data. So, for most cases, this will be for no more than 6 years.   In regards to your request for a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned, I regret that this isn't something that we can provide, as we don't keep records of when individual customer data was destroyed. I'd also like to clarify that if the accounts concerned were closed after becoming dormant, that we would have sent you closing statements at the time.   Lastly, I'm sorry you feel we've ignored your SAR. I want to assure you that we'll always look to accommodate a request for a SAR as best as we can. However, if we're unable to locate the account details and information required, this will mean we're unable to fulfil the request, which has unfortunately been the case on this occasion.   How else do you think i can highlight to HSBC that the teams dealing with My complaint, and request to be reunited with my money is not going to departments that can deal with my demand for services.?  
    • Hi   I have to agree if you have paid off the debt owed to them via this meter and are up to date on your bills  I would look at changing supplier and as said asking new supplier to install a standard meter and look for the best deals for you.
    • I have severe anxiety and going to leave my job and have been invited to a meeting but dont wish to attend that is three hours away from where I am. Can I legally give the  permission to decide without my being there? I cannot handle going as I know I'm going to be fired anyway as on my final warning. I'm also giving in my notice this week too! This job is just too much for me now and I cannot work here any longer. It's no good for my health and sanity  I am sick to my stomach thinking about going and about to hand my notice in anyway    
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1033 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I owe nothing to anyone

 

 

have been receiving post for months for my daughter who I rarely see .

I've sent them all back with not at this address

 

 

today have returned from hospital to find a threatening letter with magistrates stamp on huge red letters all over it

 

 

demanding £1544 of debt for parking fines which I know nothing of and she hasn't lived here for years .

 

 

I contacted the mobile phone number on it and he refused to listen.

 

 

When my neighbour took over to explain as I suffer with severe ptsd he was truly aggressive and hung up the phone .

 

 

I'm sat in my own home absolutely terrified and want to just end it .

 

 

I feel so intimidated .

 

 

It was hand posted so I know they will be back .

 

 

He made that plain .

 

 

What can I do ?

Share this post


Link to post
Share on other sites

Are these Council PCN? if so bailiff cannot force entry, have you a council tax bill with just your name, or you and a partner on it? If so a copy to Bumbles & Co, and a she does not live her letter may help. You are not liable, nor can they force you to pay her debt, they should not even discuss it with you as that will breach Data protection Act

 

Hide any car away from your home, and do not let Bumbles bailiff in Bumbles are probably daft enough to clamp a child's pedal car (only trying to inject humour to remove some tension)

 

Other Caggers will be along soon to help further.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

I've told them this today so did my neighbour and he basically called me a liar . I said he could check the electoral register and he laughed . Wouldn't listen .my neighbour asked him for magistrates court number he screamed don't tell me my job and hung up .

Share this post


Link to post
Share on other sites

Is it possible that your daughter's car is still registered at your address?

 

 

Has the letter got an address that you can write to stating that your daughter does not live there,

possibly including a copy of your tenancy agreement or council tax bill to evidence that?

 

(Cross posting with other people as nobody seemed to have replied)


Why aren't we revolting?

Share this post


Link to post
Share on other sites

Phone the Magistrates court tomorrow morning and ask to speak to the enforcement manager to make a complaint.

 

 

If your daughter does not live at the address and has no goods there,

then you should be able to make a statutory declaration to this effect.

 

 

The Enforcement Officer from Rundles will be acting for the court and will be contacting your address as presumably your daughters cars are still registered to your address.

 

It is a shame that you do not know your daughters current address to provide to Rundles, so they can visit her current address.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

She does not have a car anymore and is homeless is about all I know .

 

 

If she had any car registered here surely I'd get tax renewal etc through .

 

 

he did say this was her last known address

although I do know she lived in same place previously for years.

Share this post


Link to post
Share on other sites

Don't think Bumbles can collect magistrates fines, only Council PCN,

 

 

either way might be worth texting the bailiff with She don't live here

 

 

but what is the court reference so you can check on it.

 

 

If he sends a nasty text you have something to complain to Rundles about his behaviour later.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

Thanks for the advice everyone. Does anyone know if they will turn up in middle of the night .I'm scared witless.

Share this post


Link to post
Share on other sites

Speak to the Magistrates court enforcement manager if you can first thing tomorrow morning.

 

Rundles can visit the last known address to see whether the person still lives there and once they are satisfied that they are not there, then they should leave.

 

 

There should be no attempt made for you to make payment, as enforcement officers are not really allowed to seek payment from third parties.

 

I personally don't think these enforcement companies should be allowed to be threatening to third parties in the way they sometimes appear to. But unfortunately people do lie about family members not living at an address and they therefore treat all people as potential liars.

 

If you do receive a visit and are fearful, then call the Police to make a complaint.

 

Thanks for the advice everyone. Does anyone know if they will turn up in middle of the night .I'm scared witless.

 

Think it is 6am to 9pm Monday to Saturday, Sunday 10am to 9pm. Something like that.

 

Do phone Magistrates first thing tomorrow.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites
She does not have a car anymore and is basically homeless is about all I know . If she had any car registered here surely I'd get tax renewal etc through .he did say this was her last known address although I do know she lived in same place previously for years.

They don't send tax renewal reminders any more, from what I hear.


Why aren't we revolting?

Share this post


Link to post
Share on other sites
They don't send tax renewal reminders any more, from what I hear.

 

Oh okay

 

There is absolutely nothing of hers here there's only my stuff but if he comes in can't prove anything without opening doors and as I said I have severe ptsd due to 10 years of a stalker and now this . I can't cope . I'm sorry .

Share this post


Link to post
Share on other sites

Don't think Rundles can collect Magistrates fines, only, marstons, Collectica, Swift and Excel. Are these Council PCN?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

I think so but I never opened any of letters I just returned with not at this address. First thing I knew is they came to get stuff today and this letter through door

Share this post


Link to post
Share on other sites
They don't send tax renewal reminders any more, from what I hear.

 

Yes they do - I got one yesterday.

Share this post


Link to post
Share on other sites
Yes they do - I got one yesterday.

My mistake. It's the disc you don't get any more isn't it?


Why aren't we revolting?

Share this post


Link to post
Share on other sites
There is absolutely nothing of hers here there's only my stuff but if he comes in can't prove anything without opening doors and as I said I have severe ptsd due to 10 years of a stalker and now this . I can't cope . I'm sorry .

When he returns, don't open the door speak to him from an upstairs window/through the letterbox and film him even with a phone to record what he spouts. Ask him if these are council PCN, and also that you will be asking the Information Commissioners Office if a bailiff is allowed to force payment from a third party, and discuss the debt with them. that might kill his pig a little, plus you get proof for later.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

This is one of the things that I get annoyed about.

Third party does the correct thing - not opening mail that is not theirs and send it back.

Then have the hassle of the EA and possibly having to do a section 85 to claim goods back.

 

OK the EA is only going to the address supplied, but he/ she could do a simple check of the Electoral register to check.

not 100% but more than they do now.

 

If there goods are ceased then they have no recourse from the EA.

The EA knows this just to put pressure on the person to pay up, it is totally wrong.

 

If there were penalties for the EA company then may be innocent people may be left alone.

because they can do this without fear, we hear this many times, and what bugs me more is that

posters on here think it is reasonable for an EA to do this without any research first. Because the rules say so, well may be the creators should think of this before making them.

You are innocent until proven guilty, it should be for the EA company to prove!!not the other way around,

 

Unfortunately to many fines etc take the view you are guilty until you prove otherwise.

sorry for the rant,

BN is correct SD the way to go forward.

Share this post


Link to post
Share on other sites
I owe nothing to anyone but have been receiving post for months for my daughter who I rarely see . I've sent them all back with not at this address and today have returned from hospital to find a threatening letter with magistrates stamp on huge red letters all over it demanding £1544 of debt for parking fines which I know nothing of and she hasn't lived here for years .

 

Lily,

 

Reading your post a 2nd time, it does seem to me that the size of the debt would indicate that this relates to council tax arrears but that would only be the case if your daughter had been living elsewhere and incurring council tax in here name. Could this have been the case?

 

Alternatively, if it is the case that the debt relates to parking fines, then this would indicate that the number of unpaid penalty charge notices would be in excess of 6-8 tickets. If so, you should have received a Notice to Owner, a Charge Certificate and an Order for Recovery addressed to your daughter for EACH ticket. This would have been a lot of letters (which I take it that you returned back to the council).

 

Getting back to the prospect of a future visit:

 

The enforcement agent has a duty to attend the address on the warrant. What he does not have is a right to come into your home uninvited. If the debt does relate to unpaid parking debts, then he will be looking for the vehicle that was involved in the contraventions. You have said that this vehicle is no longer around. That would limit his ability to enforce the debts.

Share this post


Link to post
Share on other sites

Thanks Leakie, you suggested the Statutory Declaration, that the named debtor is non resident for x years, and no goods & chattels on the named address are property of said debtor. not me, bun it is an option, with SD in place Bumble's thuggish one is on shakey ground if he chooses to ignore it and all is found correct as in SD.

 

In any event if Council PCN no right of forced entry no matter what Bumbles bailiff claims, so no car outside and no lettee in kills his pig.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

My neighbour read it and said parking and yes I got about 6 letters twice and promptly returned to sender not at this address.

Share this post


Link to post
Share on other sites
This is one of the things that I get annoyed about.

Third party does the correct thing - not opening mail that is not theirs and send it back. Then have the hassle of the EA and possibly having to do a section 85 to claim goods back.

 

You have made a good point but regrettably, 'returned mail' has been a problem for enforcement companies for many years. Unfortunately, it is very common for enforcement companies to receive correspondence from a parent, 'ex' partner, 'new' tenant etc 'claiming' that the debtor has moved out.....been thrown etc, and it is only when the enforcement agent attends the property, that he comes face to face with the debtor.

 

By way of example, a classic case that I was dealing with a short while ago was where a mother had not only returned mail to the the enforcement company stating that her son had been thrown out of the house.....she went even further, by submitting a Statutory Declaration to the agency stating the same !!!! The magistrates court fine was for a lot of money (in excess of £1,500) and the enforcement company carried out their own searches and were of the opinion that the debtor really did live at the address. They attended the warrant address, and spoke to the mother who was again adamant that her son had left the house 3 years earlier. The enforcement agent managed to gain entry, and found the son in bed. Mum tried to claim that her son had returned for the first time the night before begging to be allowed to stay for the night.....his wardrobe showed a wholly different story.

 

PS: I need to make clear that the debt being enforced was a criminal fine from the Magistrates Court. This is wholly different debt to the one involving Lily. In Lily's case, the debt is considered a civil one and the agent can only gain entry by 'peaceful means' (which in almost all case would be by way of invitation).

Share this post


Link to post
Share on other sites

But you're all confusing me ! She hasnth lived here for god knows how many years and to my knowledge no cars or anything have been registered here ! Absolutely nada zip nothing! Please talk English and stop arguing. In tears and lost

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...