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    • Just about and card or loan clamform thread here You agree to mediation until the actual call on the day If by then you still dont have enough info to make an informed decision..you say no.   3 copies n180.  1 wit you
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

Housing benefit suspended for random data matching


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Hi,

 

 

I am wondering if anyone knows anything about housing benefit and data matching?,my claim has been suspended since the 24th nov 16,for data matching purposes,they didn't inform me of this and I only know because I rang them when they didn't pay the hb,they could only tell me that it was suspended for random data matching and wouldn't be much longer.

It has been almost 6 weeks,I sent a message to my rent income officer to let her know but she didn't get back to me and now today she has sent a text saying we owe £738 and she is coming next week to serve a possession notice.I rang her straight back but she had left for the day!.

I rang hb again and they said there was nothing they could do and sometimes it can take 2 months and they cant override it or do anything else useful!.

Does anyone know if we can make a complaint about this?,I am going to go cap in hand to my Dad and ask him to lend me the money for the rent until its sorted and backdated,but there are many people who will have no way of covering their rent if this happens to them!.

Hb said they don't inform you that your claim has been suspended and will only tell you if they need any details from you which I find disgraceful to be honest,people could lose their homes over things like this.It makes you desperately worried and we have no control over it.

Any advice would be much appreciated,thankyou.

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Data matching involves collecting and comparing records held by different government and local authority departments to see whether or not they match with a view to stamp out error and corruption in the benefits system.

The Cabinet Office is the part of government with responsibility for rooting out such errors and corruption in the benefits system. Day to day operations and investigations to this end are farmed out to private credit reference companies or agencies who operate on a payment by results arrangement. Councils and local authorities are required by law to protect public funds so they are obliged to participate in any inter-departmental operation or investigation undertaken by such agencies.

The work programme also operates on a payment by results arrangement and we all know that providers and agencies in that programme will stoop to any depth to chase payment.

Your local authority obviously participates in the Cabinet Office's National Fraud Initiative. As such it is required to provide particular sets of data to the Minister for the Cabinet Office for matching for each exercise. Details of how this works can be found at:

https://www.gov.uk/government/collections/national-fraud-initiative

The use of data by the Cabinet Office in a data matching exercise is carried out with statutory authority under Part 6 of the Local Audit and Accountability Act 2014. It does not require the consent of the individuals concerned under the Data Protection Act 1998.

Data matching by the Cabinet Office is subject to a Code of Practice. A copy of the Code may be found at:

https://www.gov.uk/government/publications/code-of-data-matching-practice-for-national-fraud-initiative

For further information on the Cabinet Office's legal powers and the reasons why it matches particular information please visit:

https://www.gov.uk/government/publications/fair-processing-national-fraud-initiative/fair-processing-level-3-full-text

I hope this throws some light on what is happening to you and inform you as to ways to seek redress if you are being wrongly or unfairly treated.

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