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Money barn trying to repo car.paid less than 1\3rd and missed payments


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Hi

I have had a car on finance from moneybarn for little over a year.

 

for starters I have not paid over a 1/3 of the agreement.

 

I have been in and out of work since i bought the car

i have had missed payments all over the shop.

 

I have been in a couple of payment plans with them but now they have terminated the agreement.

 

I need to know what s next.

i have looked into a time order and think its the best way forward

but i dont know much about how i apply for it and where etc.

 

Also how long do i have now that they have terminated the agreement,

do they send me something n writing first or can they just turn up willy nilly and take it?

HELP!!

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Have they sent a default notice?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I dont know who has edited this post,

but i haven't missed payments all over the shop at all!

 

ive been in a payment plan with them and Decembers payment was due but i was £58 down for the £258 payment so they terminated it.

 

Maybe admin should speak to people posting before editing their posts ?

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You say in post 1 you have missed payments all over the shop

Or was that a predictive text error??

All I've done is added a few blank lines to you block of text as it was

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ifyouve had a dn

They will try and take the car and unless its under lock and key they can and will repo

 

Cars via them are always over priced

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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once the dn has expired, and the ac terminated they can repo the car

 

way foward is time order asap if you wish to keep the car

 

https://www.nationaldebtline.org/EW/factsheets/Pages/time-order-hp/hire-purchase-and-conditional-sale.aspx#

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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