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seepal84

Money barn trying to repo car.paid less than 1\3rd and missed payments

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Hi

I have had a car on finance from moneybarn for little over a year.

 

for starters I have not paid over a 1/3 of the agreement.

 

I have been in and out of work since i bought the car

i have had missed payments all over the shop.

 

I have been in a couple of payment plans with them but now they have terminated the agreement.

 

I need to know what s next.

i have looked into a time order and think its the best way forward

but i dont know much about how i apply for it and where etc.

 

Also how long do i have now that they have terminated the agreement,

do they send me something n writing first or can they just turn up willy nilly and take it?

HELP!!

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Have they sent a default notice?


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Hi

Yes i had a default notice sent and kept in place while i was paying off arrears.

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I dont know who has edited this post,

but i haven't missed payments all over the shop at all!

 

ive been in a payment plan with them and Decembers payment was due but i was £58 down for the £258 payment so they terminated it.

 

Maybe admin should speak to people posting before editing their posts ?

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You say in post 1 you have missed payments all over the shop

Or was that a predictive text error??

All I've done is added a few blank lines to you block of text as it was


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Ifyouve had a dn

They will try and take the car and unless its under lock and key they can and will repo

 

Cars via them are always over priced


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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once the dn has expired, and the ac terminated they can repo the car

 

way foward is time order asap if you wish to keep the car

 

https://www.nationaldebtline.org/EW/factsheets/Pages/time-order-hp/hire-purchase-and-conditional-sale.aspx#


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Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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