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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
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    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Unilateral Holiday Change Advice Needed


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Hi

 

First,

I want to say that some years ago I was a member, avid poster and grateful receiver of advice on CAG.

 

I can now no longer remember my username and details so I've created this new profile.

That said I have an issue to resolve:

 

I have worked here for a number of years.

I get a contractual 25 days annual leave + bank holidays + discretionary 3 days over Christmas.

 

My employer has now announced that the discretionary Christmas leave will no longer happen and that we must reserve three days out of our 25 days annual leave to cover the Christmas shutdown.

 

There is no option to come into work between Christmas and New Year - the company is shut.

Is the company entitled to impose this change?

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Yes sadly

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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From a high-level point of view the change translates as a unilateral reduction of holiday entitlement by three days. I don't think I take issue with the withdrawal of the "discretionary" three days but I do certainly take issue with the compulsory use of three days of annual leave to replace it. There's no option to work over the three days as the company is formally closed.

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Its been that way since the early 1990 in all councils schools colleges etc

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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There is no right to take any holidays when you want. In theory - and this is true for some people - the employer can dictate the dates of all your holidays. So they have to right to not give discretionary holidays. And they have the right to tell you that you must use holiday to cover periods when the employer closes. They don't have to give you any options too work.

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Its been that way since the early 1990 in all councils schools colleges etc

 

I don't really understand your answers. I'm trying to get an employment law viewpoint. I'm prepared to raise this as a formal grievance to my employer; if, as is likely it's ignored (or worse) would I have any grounds to take it to a tribunal.

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they are acting within the law, you have been very fortunate up until now, you are about to be less fortunate, but you have no grounds to go to an ET

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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There is no right to take any holidays when you want. In theory - and this is true for some people - the employer can dictate the dates of all your holidays. So they have to right to not give discretionary holidays. And they have the right to tell you that you must use holiday to cover periods when the employer closes. They don't have to give you any options too work.

 

The company has never formally closed. I miswrote that part. In the past we have always had the "Discretionary" three days over Christmas unless there was, in any particular year, "a pressing business need to come in to work".

 

So that means that the company is open but we didn't have to come in to work under normal circumstances. Now they are saying we must take three days leave over this period, they haven't stated that the company will close over Christmas.

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they are acting within the law, you have been very fortunate up until now, you are about to be less fortunate, but you have no grounds to go to an ET

 

So you are saying the company has a right to unilaterally and without consultation change the terms of everyone's contract?

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Correct

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So you are saying the company has a right to unilaterally and without consultation change the terms of everyone's contract?

 

No. I am saying that they have a legal right to use their discretion to NOT give you an extra three days holiday.

 

 

And they have a legal right to tell you when you will take your holidays.

 

 

These things have always been their rights,

 

 

they were not your terms of contract and they don't have to consult you.

 

 

So they have the unilateral right if you wish to call it that

 

 

- but they have not changed any terms and had no need to consult.

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So you are saying the company has a right to unilaterally and without consultation change the terms of everyone's contract?

 

3 day off at crimbo isn't in your contract, is it? I mean in writing. Until now it's been an act of kindness, not a right.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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your only option is to refuse your salary/pay and tell them you dont accept the money because you dont accept the changes to your contract. After a month you culd refuse to work for free and it will all end up i a big fight between alwyers at everyones expense. This will only work if every employee goes along with it. Unions play their part in avoiding such disputes and that is one of the reasons why they are a good idea. a union could have negotiated some other benefit such as a small salary uplift or maybe discretionary time off at some other time like easter

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