VT of ford pcp...confused please help

[claretkoe]

Hi,

 

Thanks for taking the time to read and hopefully you can offer some sage like advice.

 

My partner has notified ford of her intention to vt as she is in excess of 50% of the amount.

 

They have sent a letter confirming today.

 

Firstly this letter is asking for payment for usage from her last direct debit date to the date of letter received. Is this correct?

 

She was up to date with her payments with no arrears at time of them receiving letter.

 

The car is planned to be collected from me next Friday as my partner will be at work,

should I sign any paperwork they bring or refuse?

Don't want to agree to something I shouldn't be doing

 

Finally she is over her agreed mileage on the pcp deal so I expect ford will want to charge her for this?

 

What's the correct course to deal with this?

 

do we just remind them the cca says no further liability beyond the 50%?

 

Sorry for all the questions, hopefully you can help ease our minds

 

Thanks

[dx100uk]

No they can't ask for payment after the vt letter

And I don't think they can charge excess milage either?

 

You did send the vt letter we have here and quote the relevant section of the CCA

 

Take 1000's of photos in out under engine

[claretkoe]

Hi.

 

Yes used the template letter.

[theoldrouge]

1)yes they can charge to the date of termination

 

2) no dont sign any forms, except to agree a condition report if acceptable to you

ie car in condition consistent with its age

 

3)yes , although dependant on the way your agreement is written, they can charge excess mileage

this has been accepted at county court level, but afaik has not been tested in a higher court