Jump to content


Income Protection Insurance


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1801 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Did AQ get back to you landlor?

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

Link to post
Share on other sites

  • 2 weeks later...

Hello All,

Yes they did get back and obviously refused saying that since I had never mentioned how far into the future my mortgage would start, it was my fault.

They offered to refund just the premium amount

 

I took the matter to ombudsman and the adjudicator has ruled in my favour saying that I had made my position clear before buying and therefore if the insurer is refusing, then ActiveQuotes will have to payout.

 

 

Its back with AQ to agree or not and if not then Ombudsman will make final decision.

 

I have one question here.

 

 

AQ is covered by Financial Services Compensation Scheme.

 

 

Will I able to get compensation under this scheme, if AQ refused to payout.

 

What I am worried is that if the matter goes to Ombudsman for final hearing, then what if ombudsman gives a different decision ?

 

 

How common is it for ombudsman to give a different decision?

Link to post
Share on other sites

I think your case is very clearly in your favour.

 

 

Insurers are not allowed to use such minor technicalities to refuse claims.

 

 

The Ombudsman is likely to uphold your complaint and they will tell AQ what they have to do.

 

 

I suspect between AQ and the Insurers, they will ensure your claim is dealt with or you receive what you would be entitled to.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Well done so far, hopefully the ombudsman will agree and tell aq to pay out.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

Link to post
Share on other sites

  • 4 weeks later...
 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...