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    • What part of never use email Never communicate with a powerless dca hasnt been understood?   If you want to do anything which you should as it also protects your backdoor if the debt were to be sold and a DCA were to litigate as it stands..send our sb letter from the debt collection section of our library   Thats goes to the oc as they still own the debt
    • Good afternoon - I've received a parking charge notice from VCS - grateful for any advice - do I ignore/appeal? Can VCS enforce the restricted zone in this way, covered under bylaws (I think)?   Driver didn't notice signage, vehicle wasn't actually stopped by double red lines (as pictured)   1 Date of the infringement 25/11/19 2 Date on the NTK 29/11/19 3 Date received 4/12/19 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? No 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? No 7 Who is the parking company? Vehicle Control Services (VCS) 8. Where exactly Bristol Airport - on "privately operated access roads", just outside car park barrier, not car park itself - stopped for 5 seconds to pick someone up, didn't pick them up and drove away when the camera van arrived. Operate under IAS   Thanks in advance!  
    • Hi,    Thanks for any advice I receive in advance.    If I am honest I haven't really cared about my credit file until recently and am just looking for some advice after signing up. I was in a stupid financial position a few years back, i was a fairly typical teenager who didn't care about debt etc but fortunately I have grown up and am looking to improve this.    I have three defaults on my credit file, from February 2014, June 2014 and May 2015.    My question is about what happens when these are removed. I understand that the defaults are removed after 6 years?   But let's take the February 2014 one as an example. In a couple of months time the 6 years will be up on this. At the moment on my credit file it has a default for every single month since that date. In February, does the whole thing get removed or just the first "little red default". So will it actually take 6 years for all these defaults to come off or does the whole debt get removed?   Thanks S
    • Let them pay for their own Xmas party! OK, so from what I believe, it's statue barred (as it's most likely almost 7 years since my last payment), I don't even know how much what was paid it was that long ago, but certainly 6+years ago.   Should I send them a Statue barred letter/email, as I received this today: PENDING LEGAL ACTION We have not received payment of the overdue balance and you have not made use of our online customer portal to set up a suitable and affordable payment arrangement. Our client has authorised us to progress this matter to our Solicitors to commence the legal action against you via the County Court, therefore please contact us to discuss this matter so we can reach an appropriate resolution.
    • the information and actions taken already in this and all the relevant threads is so disjointed and sadly mostly wrong because the OP cant be asked to follow the advice already given that I doubt even the court know what actually happened   dx  
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I have seperated from my partner ex partner just over a year ago and some how I'd allowed her too put all of our debts into my name.



Shock horror when we split up she stopped paying for them and I today had a bailiff call from Andrew jones enforcement.



They've apparently sent out 6/7 letters too my previous address but I have only received one at this address.



today he visited and has told my partner if I don't phone him within the hour he is going too be back too arrest me.


Firstly the debt is £410 from council tax. The original amount owed was £80.


I have had bailiffs send back debts previously due too the fact I have ADHD and severely struggle too deal with such people.



I accept the debt but am struggling financially as I have recently been through court to gain custody of my eldest child [removed - dx].



However I have not yet been able to start claiming for her child tax credits etc.

I have sold my car, tv everything worth anything except my phone during this time.

Everything in the house is owned by my partner.


Firstly can the bailiff arrest me ?

Secondly am I classed as a vulnerable person with ADHD as it is classed as a mental health disorder ?


What's the best plan of action from here he is due back shortly an I have no idea what to do ?



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I am sorry to hear of your recent problems.


The council tax debt of £80 has attracted a Compliance fee of £75 and an Enforcement fee of £235. Correspondence had been going to your previous address and unfortunately, the legislation provides that the local authority can issue a summons against you at the 'last known' address.


As the debt is for council tax arrears, there is NO right to force entry. Sadly, many bailiffs do threaten arrest, they should not be doing so and they damn well know it. Although the threat is a 'hollow' one, the fact of the matter, is that many times, these 'threats' do encourage payment.


It would be for a court...and NOT a bailiff to consider an arrest warrant. Each year, almost 3.6 million Liability Orders are issued. There are cases where a person is sent to prison but these are very rare indeed and will NEVER happen for debts such as £80 !!!! I can assure you of that.


As you do not have a car outside, you should be writing to Andrew James Enforcement and explaining to them that you have ADHD. It is important to provide some documentary evidence. A payment proposal should be outlined in the letter as well. With any luck, they may return the case back to the council. Take one step at a time.


Any questions, please post back.

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The bailiff cannot force entry or arrest you, follow the advice given by BA, and do not let him/her in. Are you working or totally reliant on benefits or is there a new claim as you now have responsibility for a child? If so make sure you claim Council Tax Relief, and any single person discount to be applied to your bill.


This case is relevant what is discussed on here regarding correspondence to old addresses.:



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If you want advice on your thread please PM me a link to your thread


The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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