Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • I found a life insurance policy, so there’s money, I’d rather try and get a settlement figure and pay them out the policy than have them put a charge on the house. I just begrudge using the money to pay that shit instead of the mortgage. 
    • Excellent so it is the Notice of Allocation with directions telling you the dates to submit your statement and evidence. I was just checking you had the correct notice.   Andy        
    • Why are you requesting settlement figures on credit cards ?   why are you engaging with them at all apart from sending a copy of the death certificate.   No estate = No money = no pay and then they will write them off..they have no other option....but you must not make payment from yourself not even the interest.   Andy
    • “and as I said - the 14 days is the outside of the possible period. ie 14 days too late.”     I fear you have confused yourself again. You were claiming a 14 day incubation period for 2019-nCoV, and now you bring up 14 days in a nonsensical statement (14 days too late for what?) while talking about smallpox .....   incubation period for smallpox is 7-17 days, BTW, so that spans 14 days, but isn’t “14 days”   October 10th (exposure)  to October 22nd (first symptoms). Even the case you cite was 12 days incubation, not 14 !   Great work cut n pasting the WHO info page: not only does it show the 10 day incubation period of the last naturally occurring case of smallpox, but nothing in there is in contradiction to my posts .... confirming I’m correct.
    • “They of course used the variola vaccination program which replaced the Claiming that....”   looks like you are missing some text there after “replaced the” !   As for “slower rate of mutation a chance to mutate” : smallpox is believed to have been around since 3rd Century BC, and maybe even 7 centuries before that. Apologies : I don’t have formal evidence for 10th Century BC (why I’m saying “maybe”). Good quality peer reviewed studies for 22 centuries (plus) ago are rare   There is no reason to believe that dairymaids (back then) who had had cowpox didn’t develop the immunity Jenner later characterised : so there would have been some selective pressure for smallpox to mutate its vaccine target even then. Variolation was used in the Far East (1549) even before it started to be used in the West in the 1720’s : that is some 428 years of further increased selective pressure to mutate the vaccine target, (250 years if you want to say “both East & West”)   Jenner started using vaccinia around 1796, but only published his paper on cowpox / vaccinia (from which the term vaccination is derived) in 1798. At least 179 years of even greater selective pressure yet still no mutation of the vaccine target.....   “Ahh, but those aren’t modern vaccines!” I hear you cry.... Well there was gradual improvement in the vaccines but there was a major step (freeze dried, heat-stable vaccine) in the 1950’s (25 years of yet further increased selective pressure)   So, with 22 centuries in which to mutate the vaccine target, 300 million deaths in the 20th century, and 15 million cases a year as late as 1967. Not a shred of evidence that there was a single mutation of the vaccine target...... that isn’t “slow”. that is zero.      
  • Our picks

jim 20

M+S - Mistaken identity claim

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1121 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Morning! received a letter from m&s insurance svs stating i was involved in an incident on 1/11/16 and are charging me an extra £41.

I rang m&s and we both agreed it was mistaken identity and i wouldnt be charged on the 6th of december..instead the sneaked it out on the 28th of december and a black mark on my no claims.

The alleged incident happened 200 miles away while i was at work and my car parked..they dont seemed to be listening to me.so as i have used this forum in the past and good results im interested in any of your thoughts on how i should proceed further..obviousely the last two phone calls made no difference...only that i pay for them!..many thanks jim

Share this post


Link to post
Share on other sites

If you had been recording your calls, then you would have evidence of the conversation you had with them and the fact that they agreed that it was mistaken identity. You've been here since 2012 so I suppose that you must have recorded your course – haven't you?

 

If you haven't learnt the lesson by now then I suggest that you read our customer services guide and then using a call recorder, that you call them once again and discuss the matter calmly and to see what went wrong. Try to speak to the person you spoke to before and refer back to that conversation. See if you can get admissions on the recording.

 

Then come back here


Share this post


Link to post
Share on other sites

no unfortunately i didnt have the record facility at the time , only thing in my defence i have cctv footage on a hard drive of me at work at the said given time and date..thanks

Share this post


Link to post
Share on other sites

Well in that case, the best thing you can do is to follow the advice given above which is to phone them again but this time make sure you record the call.

 

No doubt you can deal with it without doing that – but it will be much more complicated.


Share this post


Link to post
Share on other sites

ok thanks for your help

Share this post


Link to post
Share on other sites

I presume that this alleged accident happened before renewal, so they have charged this amount as the extra required.

 

If you had been involved in an accident, why have they not contacted you for your side of the story. This would be normal standard practice.

 

Sounds more like an admin mistake. Someone has entered data on your policy record by mistake.

 

Make a formal complaint. You are due 8% compensation on the deprivation of not having this money, any costs associated with this wrong debit entry and appropriate compensation for inconvenience caused.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...