Erudio student loans advice

[finbarleon]

Hi

I am looking for some advice,

 

I have been in contact with Erudio as due to my T&cs in my student loans my loans were due to be cancelled in july 2014.

 

They are now more than two years later claiming I was in arrears at that time and I need to pay more than £4K.

 

I had applied for deferment at the time from SLC they had rejected the deferment I disputed this as in all previous years my tax allowable pension and childcare vouchers were allowed in the calculation and Gross Pay was used to calculate the deferment

. I heard nothing back for two years save some statements,

 

a few months ago this from Erudio.

I have explained the situation to them several times by letter and email.

Now they are calling my home number every day which I don't answer and have repeatedly asked for them to contact by email or letter only so there is a paper trail.

 

I have additionally contacted the financial ombudsman.

Does anyone have any advice on how to approach this

Thanks

[dx100uk]

They'll say or do anything to spoof you into paying

 

Just don't forget this is arrows dca in sheep's clothing

No powers whatsoever

 

I'd get an sar off to SLC

And prove your claim and disprove theirs

 

Dx

[finbarleon]

They did send me a termination letter last week , when I questioned which court I should contact, I was told that they would rather set up a payment plan with me, I found that quite suspicious and obvious scare tactics. Thanks for the advice on the SAR I will do that. Do you know if anyone has taken them to court over this and won

[dx100uk]

why do you think you need to take them to court?

I've moved you too the SLC forum

there are literally 1000's of threads here to read about them...

[finbarleon]

The termination letter mentioned court, when I question Erudio on this they backtracked so I am not even sure if that letter is legal> I am sure this is all chancing their arm

[dx100uk]

were they the original creditor..nope

bog paper!

 

 

hope you've not been talking on the phone to these fleecers?

[finbarleon]

Absolutely not but they do leave a message on my answer phone everyday

[dx100uk]

those that shout the loudest usually have little to back their claim up that you owe anything.

 

 

I suspect you've entered into a protracted letter tennis session?

rather than sending one letter stating its now matured an no longer collectable due to age?

 

 

so they think one more threat-o-text will break you.

 

 

that's a DCA for you.

 

 

dx

[finbarleon]

So it that your advice then say the loan has matured and is no longer collectable

[dx100uk]

which you indicated you said in post 1 already?

 

 

my student loans my loans were due to be cancelled in july 2014.