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asset/TM legal claimform - old Lending stream PDL ***Struck Out Twice & Costs***now third claim issued


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Hi,

I have received a claim form from northampton bulk centre with asset collections as the claimant.

 

The original loan was from lending stream who sold it to asset,

I dont mind paying it but the amount has grown somewhat from the last dca who chased it and i cant afford to pay that much back.

 

I have responded to the claim at moneyclaim.

help needed please

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Hi,

 

I've moved this thread to our Financial Legal Issues Forum, you should get some help shortly.

 

Regards,

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

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http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-December-2014**(5-Viewing)-nbsp

 

Could you copy and paste this and answer all the questions please, answers in red if poss, easier to read!

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Name of the Claimant ? ASSET COLLECTIONS AND INVESTIGATIONS

 

Date of issue – 13 DEC 2016

 

What is the claim for –

 

 

1 Asset collections and investigations claim this amount in respect of an unpaid loan funded by lending stream.

the defendant failed to abide by the terms of contract.

Asset collections purchased this debt and sent notice of assignment to defendant.

2,The defendant has failed to respond from the claimant thus denying the claimant any opportunity in assisting the defendant to bring this matter to a conclusion.

What is the value of the claim? £620

 

Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? loan

When did you enter into the original agreement before or after 2007? after

 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. debt purchaser

Were you aware the account had been assigned – did you receive a Notice of Assignment? yes by email

 

Did you receive a Default Notice from the original creditor? no

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no

 

Why did you cease payments? Multiple loans could not afford to pay back

 

What was the date of your last payment? sept 2013

 

Was there a dispute with the original creditor that remains unresolved? no

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementicon plan? Told them i was in financial trouble

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What did the OC do when you told them you were in financial difficulty?

What was the original amount you owe compared to what they say?

 

The new owner wont care about the reasons.

They want the money.

However the reasons will help to mitigate things in court.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Lending stream said i need to pay all the debt, the amount was £392 when it was with the first dca

 

got to to to bed now will check back tomorrow thank you for your help all

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So this is a Pay day Loan which has been rolled over from lending stream.

 

You have 33 days in total if defending the claim in full...19 days to acknolwdge service and a further 14 days to submit your defence (33 days) you can do this on line by registering to use their service (MCOL) instructions are in the response pack.

 

Regards

 

Andy

We could do with some help from you.

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pop up on the MCOL website detailed on the claimform.

register as an individual

note the long number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CCA Request running to the claimant

get a CPR request running to the solicitors

.

don't sign anything

leave the £1PO blank and uncrossed

.

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Ok will start that immediately,

 

This is the assignment notice from Lending Stream it looks like Asset have added nearly £400

 

Dear Sirs,

 

We refer to the fixed sum loan ******* from Zebit dated 27-06-2013, loan of £ 232.89 from Zebit to ********** .

On and with effect from 22th June 2016 the Zebit assigned to Asset Collection & investigation limited all its rights, title, interest and benefits in and to the Assigned Documents and the Debt.

 

All future correspondence, dealings, deliveries and payments in respect of the Assigned Documents or the Debt should be made to the Assignee whose details are as follows:

 

Agency: Asset Collections & Investigations Limited

 

Registration number: 03775287

 

Address: Unit 49 Grovewood Business Centre, Strathclyde Business Park Bellshill ML4 3NQ

 

Phone: 01698 907055

 

Emailid : legal@assetcollections.co.uk

 

Regards,

Zebit Customer Service

#Call charges apply. Standard charges from BT landlines, mobiles and other providers may vary.

This email was sent by Lending Stream LLC | 2711 Centerville Road, Suite 400, Wilmington, DE 19808 | Registered Address: 2711 Centerville Road, Suite 400, Wilmington, DE 19808, USA | Registered in the State of Delaware, USA | Registration Number: 4124111 | Authorised and Regulated by the Financial Conduct Authority. Interim Permission Number 643942.

This message may contain confidential and/or privileged information and is intended only for the individual named. If you are not the named addressee you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately by e-mail if you have received this e-mail by mistake and delete this e-mail from your system. If you are not the intended recipient you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this information is strictly prohibited. Internet messages are not secure and therefore Lending Stream LLC does not accept legal responsibility for the contents of this message.

 

 

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But you got that prior to the claim....

So that and anything else you have you forget about them

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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address to post all documents box on claimform should list it?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Send them to the claimants address then

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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Well normally its the CPR 31.14 that goes to the sols and that is invariably ever complied with ...so as long as you get the CCA request to the claimant you will be fine.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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enjoy xmas

nothing nasty can happen now over the holiday period

 

 

pop back after the 1st week of the new year

and get you defence sorted

 

 

DONT miss it

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • 2 weeks later...

good you don't want them to reply!!

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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post it up here 1st mind...

 

 

 

 

due by 4pm Friday 13th

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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