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PPI claim against DAF/YES CAR/Provident


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Hi I am looking into if anyone has been repaid PPI from Yes Car Credit / DAFS when they took out a car loan before 2005.

 

Any help please

 

I think I have a fight as I have been battling this for 12 years because I have been ill

 

So any help would be great thank you.

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https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=Yes+Car+Credit+/+DAFS+&sa=Search+CAG#gsc.tab=0&gsc.q=Yes%20Car%20Credit%20%2F%20DAF

 

 

if you have been battling this for 12 yrs

why were you refused back then

and how did you do the reclaim?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I was told that I couldn't have a refund by the FOS as DAFS were not registered

 

I tried to look through the contract and see where I could go and then the threats came from Bailiffs for me to pay the insurance

 

I had a breakdown and became really ill and depressed

paid the insurance in one go and it got left for ages.

 

now I am trying to sort it but it is making 'll again

 

I feel I have a bit more evidence to prove they under handedly got us to agree to the insurances etc

 

just need someone to just check It is a way I can go.

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bailiffs? insurance?

 

 

you don't mean a DCA threat-o-gram do you?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

ok so you got spoofed into paying it as you wrongly though a DCA is a bailiff

when they are not

they don't have any legal powers whatsoever.

 

so back to the questions.

 

I think you need to send daf and sar and get all the paperwork.

and scan up what letters you have sent and received to date

ito ONE multipage PDF file

so we can read the whole story.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

Hi sorry been a while

 

I have received a cd from DAFS which apparently contains all paperwork from original documents but

The password they gave me doesn't work.

 

I was wondering if anyone has DAFS number as I asked for an email but they diner

Have one which for a company I find a load of bull crap.

 

I'm so close but really need to get into my file

 

Before I can plan my next step.

 

So if anyone has a number it would be

Most appreciated if anyone has.

 

Thank you.

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the files are a zip file are they not?

 

 

you need to copy them to your computer

THEN use the password on those copies

you cant expand a zip file to a CD as its write only

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Brilliant thank you

just been through it all and there are a lot of Descrepencies on our signatures and no actual Policies Ref numbers

 

For The PPI or BC and on one sheet it actually says

did you understand the what the person selling you the car had told you And it blatantly says no.

 

 

Just thinking where to go from

 

Here now Sick of it all the bull crap doing my head in.😔

 

Making me ill.

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get scanning to ONE MULTIPAGE PDF suitably redacted please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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we need to see the sar?

if you want help with it

UPLOAD

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Hi

I am also having a battle with DAFS and got to the stage where I can't think of what way to turn now.

 

I received a SARS request and got things I never signed

just look like they written on plain paper for some

 

the main thing I am disputing is that how they got me to sign into an agreement when I was not employed

I was told that we wouldn't get the credit if I didn't sign

 

the PPI I told them they had deceived me into the contract as there is No way I could have been accepted as a second customer as I had no credentials to be able to sign into a legal agreement

then they came after me for the debt making me ill

 

I am trying to see where to go now as I know they have done wrong

I just don't have the legal know how to get them

they did this to me

 

I was going to go to WATCHDOG

but would I get any compensation for what they have done to me with the deceitful Practices

PLEASE HELP!!!

 

at the end of my Mental state ��

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keep to your own thread woody

and if you answer the questions that people have asked you p'haps they will help you further!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

click his blue username

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 8 months later...

I’m taking Direct Auto Financial Services to Court Their Solicitor Irwin Mitchell states in their reply they will be defending my claim. Has anyone else taken DAFS to court? What did they do? Any help thanks

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Start your own thread woody

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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posts moved to your existing thread

so you've issued an N1??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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