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VCS PCN April 2011 - now BW letter

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Hi all,

 

I'm on a similar path to a lot of posters on the site

- having received a PCN back in April 2011, which was ignored as well as the various red letters that followed, I was surprised yesterday (3rd Dec) to receive the recovery letter from BW Legal.

 

It was a notification that 'your account has been passed to our legal team', usual £120 PCN + fees of £54.

 

This one was for Gallowgate, Strawberry Place, Newcastle upon Tyne.

 

I have read a lot of posts and much appreciate the advice, takes the worry away,

but just to confirm, what do I do now?

 

 

Ignore pending further letters or write back with the simple letter along the lines of:

 

"Dear Sir/Madam

Your Ref: ****

 

I refer to your letter dated ***.

I have no intention of paying the money demanded by your client and any court proceedings will be vigorously defended.

 

You should note that this charge is disputed and you must now refer this matter back to your client and cease and desist all contact with me. I will not respond to any further communication on this unless it comes from a court.

 

I trust I have made myself clear.

 

Yours faithfully"

 

 

Obviously the 6 years statute of limitations will arrive next April 2017, and as it is pre POFA per other posts part of me would love the chance of a day in court.

But confirmation of next steps would be much appreciated.

 

PS - I moved house a few years back yet the letter has come to my new address.

From reading other posts about default CCJs and old addresses I suppose I should be pleased it has?

 

Thanks

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yes you write

that will close the backdoor CCJ route

as they WILL do that

if you don't confirm where you now live.

 

 

you're on the ball

 

 

dx


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Hopefully they will then drop the matter but you may well get more letters claiming they know things that you dont so you should pay up anyway. They dont, they are just trying to wrangle money out of you without any reason to do so.

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Hi again, just by way of update today received a letter from BW stating my position is noted, and they will seek client's instructions to issue county court proceedings.

 

It really is bad form how these letters are worded, obviously enough people panic and respond with payment.

 

Is it worth getting into mail ping-pong with them from here? Also, CSA/SRA complaints - are these worthwhile at this point?

 

Thanks for the input.

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no not worth the effort

you've sent your statement

all you do now is see if they do issue a claim.

 

 

lots of threads here relate to ones they have.

 

 

do not ignore a claimform but you can anything else...


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Cheers dx, appreciated as ever,

 

If a claimform does land I'll log it here, just to give a timeline for other people in a similar position.

 

Also if nothing happens I'll log when the 6 years statute passes, again as a reference point for others.

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Yep they are seeking their clients instructions because they dont earn anything if no-one pays them.

 

their client knows that once you have identified yourself as a fighter they are going to lose money if they continue with this folly

 

so expect to get more dca threatograms rather than a court claim.

 

Cheaper for them and they are just hoping that you suddenly lose your bottle

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Any more news guys? The clock is ticking on this one and on my case.

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Nothing received whatsoever, I expected further letters but haven't received a single thing.7 weeks until the 6 years statute of limitations passes in my case

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They were hoping that you would bottle it, no chance of success for them as long as you dont keep shouting guilty in an Australian accent. That might not work either as it is well known that Aussies are liars.

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