Capquest/Drydens claimform - old Shop Direct CAT 'debt'

[dazzaessexuk]

thanks guys what should happen next and how long i dont want to screw it up again

[dx100uk]

Next move is the claimants

They have 28 days to do 'something'

else the claim gets stayed

 

I'd ring the court Friday

Ensure its been accepted

[dazzaessexuk]

thanks so much guys

[dazzaessexuk]

on that friday the court wrote to me saying it had been accepted

the day after i heard from the people who raised the ccj attempt saying they were going to request information from original company so how long should i wait please

[dx100uk]

post 27

[dazzaessexuk]

Do i have to get it stayed or does that happen on its own

[dx100uk]

nope its automatic

once that happens they'll have to pay further fees to unstay it. IF they want to further the case

 

 

dx

[dazzaessexuk]

So once its stayed can it be removed from my credit file

[dx100uk]

nope totally sep issue.

 

 

All references to a defaulted debt must be removed from your credit files after 6 years

has passed from date of default, whether paid off, paying now or not.

.

{the WHOLE ACCOUNT WILL VANISH, never to return}.

.

{however, this does not mean the debt itself is not still owed

consider a CCA request.}

.

This is so that someone who continues paying something

- even after 6 years from default

- should not be at a disadvantage to someone who pays nothing after default

and ends up with a clean file after 6 years.

.

NOTE: {the bracketed text is not ICO guideline but my advise]

[dazzaessexuk]

received a reply from capquest saying account on hold for 28 days while they contact original creditor anything i need to do

[AndyOrch]

recived a reply from capquest saying account on hold for 28 days while they contact original creditor anything i need to do

 

Not a dot......leave it to them...they can take as long as they wish:-)

[dazzaessexuk]

thats great thanks guys i have other issues on my credit file that i need to sort out but i will get this one out of the way first all help is appreciated

[AndyOrch]

The above is code for.....

 

 

We issued a claim without any paperwork to back the claim up...you submitted a defence and now we have to go back to the original creditor and just hope we can get the agreement...otherwise we are in deep s***

[dazzaessexuk]

haha lets hope so mate they already issued one ccj against me that i never even knew about or had any paperwork for but seeing as they won in court waste of time trying to fight it now i suppose

[AndyOrch]

Well your more prepared this time and with more knowledge...and with CAG behind you......lets see how this one pans out.

[dx100uk]

no harm in starting another thread and telling us the story mind..

you never know...we might find a dent in it...